Santa Clara County Federal Credit Union

Headquarters

2099 Gateway Place, Suite 140
San Jose, CA 95110
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 5.50% →
1-Year CD 0.50% 5.25% →
2-Year CD 0.75% 4.50% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Santa Clara County is an NCUA insured institution located in San Jose, CA. It was founded in 1950 and has approximately $966.35 millions in assets.

Who can join?

If you are an active or retired employee on one of their Corporate Partners, then you are eligible to join. Immediate family members of members are also eligible to join. (Immediate family meaning spouses, children, parents, siblings, grandparents, grandchildren, step-siblings, step-children, adoptive relationships, and persons living in the same residence maintaining a single economic unit.)

NCUA Insured Yes / Federally Chartered
Charter Number # # 24299
Date Established 1950
Assets $966.35 million
Loans $527.57 million
Deposits $882.99 million
Capital $93.43 million
 

Field of Membership Restrictions

Membership is open to the following: (1) employees of Moreland School District, Campbell Union School Disctrict, Santa Clara County, Sunnyslope County Water Authority, and other select employer groups; (2) students of Addison School, Capri School, and over 100 area schools.

Deposit Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More

Loan Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Santa Clara County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Foundation Home Loans, LLC
NMLS ID: 2559614
License#: MC-7844
5.997% 5.875% 1.00 $4,284 $1,893 Learn More
Watermark Capital
NMLS ID: 1838
6.007% 5.875% 1.00 $4,561 $1,893 Learn More
DECO Mortgage
NMLS ID: 2561451
6.017% 5.875% 0.75 $5,004 $1,893 Learn More
PenFed Credit Union
NMLS ID: 401822
6.186% 6.000% 1.00 $6,400 $1,919 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Santa Clara County
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Santa Clara County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Santa Clara County Locations around zip code 20146




Climate Policy and Initiatives

SANTA CLARA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Santa Clara County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Clara County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Clara County U.S. Average
5.09% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Santa Clara County had $4,847,385 in non-current loans and $12,166 in owned assets. To cover these potential losses it had $93,427,802 in net worth and $2,051,043 in loans loss reserves. That gives it a Texas Ratio of 5.09%.

Net Worth
Santa Clara County U.S. Average
9.66% 13.93%

Santa Clara County FCU has a net worth of 9.66% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Santa Clara County

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