SANTA CLARA COUNTY

1641 N 1ST ST STE 245
San Jose, CA 95112

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24299
Date Established 1950
Assets $797.53 million
Loans $463.88 million
Deposits $693.43 million
Capital $70.32 million

Santa Clara County is an NCUA insured institution located in San Jose, CA. It was founded in 1950 and has approximately $797.53 millions in assets.

Who can join?

If you are an active or retired employee on one of their Corporate Partners, then you are eligible to join. Immediate family members of members are also eligible to join. (Immediate family meaning spouses, children, parents, siblings, grandparents, grandchildren, step-siblings, step-children, adoptive relationships, and persons living in the same residence maintaining a single economic unit.)

Field of Membership Restrictions

Membership is open to the following: (1) employees of Moreland School District, Campbell Union School Disctrict, Santa Clara County, Sunnyslope County Water Authority, and other select employer groups; (2) students of Addison School, Capri School, and over 100 area schools.

Deposit Rates - September 24, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.50% $500 $4,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $500 - Learn MoreShow Less
0.75% $5,000 $49,999 Learn MoreShow Less
1.50% $5,000 $49,999 Learn MoreShow Less
1.65% $5,000 $49,999 Learn MoreShow Less
1.75% $5,000 $49,999 Learn MoreShow Less
2.00% $5,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $25 - Learn MoreShow Less

Loan Rates - September 24, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for SANTA CLARA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.526% 3.500% 0.38 $805 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to SANTA CLARA COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Santa Clara County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Santa Clara County Locations


Financial Details

Santa Clara County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Clara County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Clara County U.S. Average
7.50% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Santa Clara County had $5,259,550 in non-current loans and $239,287 in owned assets. To cover these potential losses it had $70,317,754 in net worth and $3,028,422 in loans loss reserves. That gives it a Texas Ratio of 7.50%.

Net Worth
Santa Clara County U.S. Average
8.81% 13.47%

Santa Clara County FCU has a net worth of 8.81% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Santa Clara County

Branches and Savings

What is Santa Clara County?

A federal credit union, registered with the NCUA under certificate #24299.
Learn more about credit unions here.

Is Santa Clara County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Santa Clara County?

Please see Field of Membership information above for information on who is eligible to join.

What are Santa Clara County's share account and share certificate rates?

Santa Clara County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Santa Clara County?

Santa Clara County has total capital of $70.32 million. Full information on Santa Clara County's financial position is located above.

Who owns Santa Clara County?

Credit Unions are owned by their members.

Where are Santa Clara County branches located?

See branch locations nearby.

Are Santa Clara County ATMs Open 24/7?

Do Santa Clara County ATMs accept cash deposits?

Can Santa Clara County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Santa Clara County have a mobile app?

Does Santa Clara County have mobile deposit?

Does Santa Clara County have quick pay?

How can Santa Clara County transfer money to other banks or credit unions?

Does Santa Clara County report to credit bureaus?

Does Santa Clara County use Chexsystems?

Does Santa Clara County use Equifax?

What is Santa Clara County's toll free phone number?

What is Santa Clara County's ACH Routing Number?

What is Santa Clara County's SWIFT code?

Where can I find Santa Clara County's wire transfer form?

What is the Santa Clara County address for deposits?

What Products Does Santa Clara County Offer

Does Santa Clara County offer mortgages?

Compare mortgage rates here.

Does Santa Clara County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Santa Clara County offer auto and RV loans?

Compare auto loan rates here.

Does Santa Clara County offer student loans or personal loans?

Compare personal loan rates here.

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