Santa Clara County Federal Credit Union

Headquarters

1641 N 1st St Ste 245
San Jose, CA 95112
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 3.50% →
1-Year CD 0.50% 3.70% →
2-Year CD 0.75% 3.80% →
5-Year CD N.A. 4.25% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Santa Clara County is an NCUA insured institution located in San Jose, CA. It was founded in 1950 and has approximately $1005.31 millions in assets.

Who can join?

If you are an active or retired employee on one of their Corporate Partners, then you are eligible to join. Immediate family members of members are also eligible to join. (Immediate family meaning spouses, children, parents, siblings, grandparents, grandchildren, step-siblings, step-children, adoptive relationships, and persons living in the same residence maintaining a single economic unit.)

NCUA Insured Yes / Federally Chartered
Charter Number # # 24299
Date Established 1950
Assets $1,005.31 million
Loans $486.63 million
Deposits $899.15 million
Capital $80.75 million
 

Field of Membership Restrictions

Membership is open to the following: (1) employees of Moreland School District, Campbell Union School Disctrict, Santa Clara County, Sunnyslope County Water Authority, and other select employer groups; (2) students of Addison School, Capri School, and over 100 area schools.

Deposit Rates - October 1, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More

Loan Rates - October 1, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for SANTA CLARA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.010% 6.875% 0.88 $3,438 $1,643 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
6.477% 6.375% 0.63 $2,678 $1,560 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
5.740 %
After Intro: 7.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SANTA CLARA COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Santa Clara County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Santa Clara County Locations



Climate Initiatives

SANTA CLARA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Santa Clara County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Clara County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Clara County U.S. Average
2.30% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Santa Clara County had $1,849,456 in non-current loans and $62,609 in owned assets. To cover these potential losses it had $80,748,206 in net worth and $2,333,205 in loans loss reserves. That gives it a Texas Ratio of 2.30%.

Net Worth
Santa Clara County U.S. Average
8.03% 12.28%

Santa Clara County FCU has a net worth of 8.03% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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