PO BOX 8017
El Monte, CA 91734
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.91% →
1-Year CD 0.70% 0.85% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.20% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Sce is an NCUA insured institution located in El Monte, CA. It was founded in 1952 and has approximately $761.05 millions in assets.

Who can join?

Anyone. You need $15 to open your account ? $5 goes into your savings and secures your ownership in the Credit Union, and the remaining $10 is a tax-deductible donation to our non-profit SCE FCU Foundation.

NCUA Insured Yes
Charter Number # # 7835
Date Established 1952
Assets $761.05 million
Loans $566.43 million
Deposits $677.99 million
Capital $77.12 million

Field of Membership Restrictions

Membership is open to anyone through membership in the Center for Financial Empowerment ($10 donation).

Deposit Rates - November 26, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.55% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.06% $10,000 $14,999 Learn More
48 Mo CD
1.06% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 26, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,170 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.589% 2.500% 1.00 $2,915 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to SCE
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sce branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sce Locations

Financial Details

Sce Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sce. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sce U.S. Average
7.06% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Sce had $5,663,928 in non-current loans and $218,526 in owned assets. To cover these potential losses it had $77,123,047 in net worth and $6,215,317 in loans loss reserves. That gives it a Texas Ratio of 7.06%.

Net Worth
Sce U.S. Average
10.13% 13.61%

Sce FCU has a net worth of 10.13% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sce

Branches and Savings

What is Sce?

A federal credit union, registered with the NCUA under certificate #7835.
Learn more about credit unions here.

Is Sce FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sce?

Please see Field of Membership information above for information on who is eligible to join.

What are Sce's share account and share certificate rates?

Sce's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sce?

Sce has total capital of $77.12 million. Full information on Sce's financial position is located above.

Who owns Sce?

Credit Unions are owned by their members.

Where are Sce branches located?

See branch locations nearby.

Are Sce ATMs Open 24/7?

Do Sce ATMs accept cash deposits?

Can Sce customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sce have a mobile app?

Does Sce have mobile deposit?

Does Sce have quick pay?

How can Sce transfer money to other banks or credit unions?

Does Sce report to credit bureaus?

Does Sce use Chexsystems?

Does Sce use Equifax?

What is Sce's toll free phone number?

What is Sce's ACH Routing Number?

What is Sce's SWIFT code?

Where can I find Sce's wire transfer form?

What is the Sce address for deposits?

What Products Does Sce Offer

Does Sce offer mortgages?

Compare mortgage rates here.

Does Sce offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sce offer auto and RV loans?

Compare auto loan rates here.

Does Sce offer student loans or personal loans?

Compare personal loan rates here.

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