School District 3 Federal Credit Union

Headquarters

1180 Crawford Ave
Colorado Spring, CO 80911
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

School District 3 is an NCUA insured institution located in Colorado Spring, CO. It was founded in 1959 and has approximately $36.37 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13300
Date Established 1959
Assets $36.37 million
Loans $16.87 million
Deposits $30.67 million
Capital $5.58 million
 

Deposit Rates - September 30, 2026

Your Current Location: New Jersey, NJ

We do not yet have rates for School District 3

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Loan Rates - September 30, 2026

Your Current Location: New Jersey, NJ

There are currently no loan rates available for School District 3

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Jersey 30 Year Fixed Mortgage Rates 2026

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Featured - New Jersey Home Equity Line Of Credit Rates 2026

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Branches

Below are School District 3 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Rutherford,New Jersey


School District 3 Locations


BranchDistance Map View Lobby Hours

home office

1628.63 A View Lobby Hours


Climate Policy and Initiatives

SCHOOL DISTRICT 3 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

School District 3 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of School District 3. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
School District 3 U.S. Average
0.49% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, School District 3 had $9,240 in non-current loans and $18,132 in owned assets. To cover these potential losses it had $5,575,818 in net worth and $65,858 in loans loss reserves. That gives it a Texas Ratio of 0.49%.

Net Worth
School District 3 U.S. Average
15.33% 14.48%

School District 3 FCU has a net worth of 15.33% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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