SEARS SPOKANE EMPLOYEES

4700 N Division St
Spokane, WA 99207

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5700
Date Established 1948
Assets $4.11 million
Loans $1.99 million
Deposits $3.83 million
Capital $0.28 million

Sears Spokane Employees is an NCUA insured institution located in Spokane, WA. It was founded in 1948 and has approximately $4.11 millions in assets.

Deposit Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Sears Spokane Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Sears Spokane Employees

Note to Sears Spokane Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Sears Spokane Employees, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SEARS SPOKANE EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.545% 3.500% 0.13 $1,424 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to SEARS SPOKANE EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Sears Spokane Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sears Spokane Employees Locations


Financial Details

Sears Spokane Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sears Spokane Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sears Spokane Employees U.S. Average
5.94% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Sears Spokane Employees had $13,850 in non-current loans and $3,012 in owned assets. To cover these potential losses it had $275,829 in net worth and $8,139 in loans loss reserves. That gives it a Texas Ratio of 5.94%.

Net Worth
Sears Spokane Employees U.S. Average
6.7% 13.47%

Sears Spokane Employees FCU has a net worth of 6.7% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sears Spokane Employees

Branches and Savings

What is Sears Spokane Employees?

A federal credit union, registered with the NCUA under certificate #5700.
Learn more about credit unions here.

Is Sears Spokane Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sears Spokane Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Sears Spokane Employees's share account and share certificate rates?

Sears Spokane Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sears Spokane Employees?

Sears Spokane Employees has total capital of $0.28 million. Full information on Sears Spokane Employees's financial position is located above.

Who owns Sears Spokane Employees?

Credit Unions are owned by their members.

Where are Sears Spokane Employees branches located?

See branch locations nearby.

Are Sears Spokane Employees ATMs Open 24/7?

Do Sears Spokane Employees ATMs accept cash deposits?

Can Sears Spokane Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sears Spokane Employees have a mobile app?

Does Sears Spokane Employees have mobile deposit?

Does Sears Spokane Employees have quick pay?

How can Sears Spokane Employees transfer money to other banks or credit unions?

Does Sears Spokane Employees report to credit bureaus?

Does Sears Spokane Employees use Chexsystems?

Does Sears Spokane Employees use Equifax?

What is Sears Spokane Employees's toll free phone number?

What is Sears Spokane Employees's ACH Routing Number?

What is Sears Spokane Employees's SWIFT code?

Where can I find Sears Spokane Employees's wire transfer form?

What is the Sears Spokane Employees address for deposits?

What Products Does Sears Spokane Employees Offer

Does Sears Spokane Employees offer mortgages?

Compare mortgage rates here.

Does Sears Spokane Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sears Spokane Employees offer auto and RV loans?

Compare auto loan rates here.

Does Sears Spokane Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Sears Spokane Employees

There are currently no comments for Sears Spokane Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →