SECURITY FIRST

Headquarters

P.O. Box 4829
Mcallen, TX 78502
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.95% 0.85% →
2-Year CD 1.10% 0.95% →
5-Year CD 1.50% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Security First is an NCUA insured institution located in Mcallen, TX. It was founded in 1947 and has approximately $356.1 millions in assets.

Who can join?

Membership eligibility is extended to people who live, work, worship, or attend school in the Rio Grande Valley.

NCUA Insured Yes
Charter Number # # 5547
Date Established 1947
Assets $356.10 million
Loans $276.81 million
Deposits $318.05 million
Capital $35.60 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Rio Grande Valley.

Deposit Rates - November 26, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.80% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
1.16% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.01% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.45% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 26, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SECURITY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,170 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.589% 2.500% 1.00 $2,915 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to SECURITY FIRST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Security First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Security First Locations


Financial Details

Security First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Security First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Security First U.S. Average
14.64% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Security First had $5,365,682 in non-current loans and $283,500 in owned assets. To cover these potential losses it had $35,599,328 in net worth and $2,993,715 in loans loss reserves. That gives it a Texas Ratio of 14.64%.

Net Worth
Security First U.S. Average
9.99% 13.61%

Security First FCU has a net worth of 9.99% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Security First

Branches and Savings

What is Security First?

A federal credit union, registered with the NCUA under certificate #5547.
Learn more about credit unions here.

Is Security First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Security First?

Please see Field of Membership information above for information on who is eligible to join.

What are Security First's share account and share certificate rates?

Security First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Security First?

Security First has total capital of $35.60 million. Full information on Security First's financial position is located above.

Who owns Security First?

Credit Unions are owned by their members.

Where are Security First branches located?

See branch locations nearby.

Are Security First ATMs Open 24/7?

Do Security First ATMs accept cash deposits?

Can Security First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Security First have a mobile app?

Does Security First have mobile deposit?

Does Security First have quick pay?

How can Security First transfer money to other banks or credit unions?

Does Security First report to credit bureaus?

Does Security First use Chexsystems?

Does Security First use Equifax?

What is Security First's toll free phone number?

What is Security First's ACH Routing Number?

What is Security First's SWIFT code?

Where can I find Security First's wire transfer form?

What is the Security First address for deposits?

What Products Does Security First Offer

Does Security First offer mortgages?

Compare mortgage rates here.

Does Security First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Security First offer auto and RV loans?

Compare auto loan rates here.

Does Security First offer student loans or personal loans?

Compare personal loan rates here.

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