Sharonview

Headquarters

Po Box 2070
Fort Mill, SC 29716
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.55% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sharonview is an NCUA insured institution located in Fort Mill, SC. It was founded in 1976 and has approximately $1770.15 millions in assets.

Who can join?

A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Call our Financial Solutions Center at 704.969.6700 or 800.462.4421 to see if you are eligible to join Sharonview.

Membership is also extended to the immediate family members of people who qualify for membership and persons living in the same household. Immediate family members include: spouses, children, siblings, parents, grandparents, and grandchildren. A member of the household includes persons living in the same residence maintaining a single economic unit.

NCUA Insured Yes / Federally Chartered
Charter Number # # 22458
Date Established 1976
Assets $1,770.15 million
Loans $1,162.67 million
Deposits $1,359.91 million
Capital $166.99 million
 

Field of Membership Restrictions

Membership in Sharonview Federal Credit Union is to anyone through joining the Carolinas Consumer Council ($18 one-year fee). Membership is also open to the following: (1) those who live, work, volunteer, worship, or attend school in Gaston, Bladen, or Robinson Counties in North Carolina and in select areas of Charlotte, Salisbury, or Wilmington, North Carolina; (2) those who live, work, attend school, volunteer, or worship in Florence County or select areas of Spartanburg or Greenville Counties in South Carolina; (3) employees or retirees of American Asset, APAC-Atlantic, and over 100 other companies or organizations.

Deposit Rates - August 1, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
Premium Money Market Account
0.75% $10,000 $14,999 Learn More
Premium Money Market Account
0.75% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - August 1, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for SHARONVIEW

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
2.673% 2.625% 0.63 $1,562 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SHARONVIEW
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sharonview branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Sharonview Locations


Financial Details

Sharonview Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sharonview. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sharonview U.S. Average
8.11% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Sharonview had $14,260,824 in non-current loans and $51,395 in owned assets. To cover these potential losses it had $166,987,918 in net worth and $9,428,003 in loans loss reserves. That gives it a Texas Ratio of 8.11%.

Net Worth
Sharonview U.S. Average
9.43% 12.20%

Sharonview FCU has a net worth of 9.43% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sharonview

Branches and Savings

What is Sharonview?

A federal credit union, registered with the NCUA under certificate #22458.
Learn more about credit unions here.

Is Sharonview FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sharonview is insured by the NCUA.

Who can join Sharonview?

Please see Field of Membership information above for information on who is eligible to join.

What are Sharonview's share account and share certificate rates?

Sharonview's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sharonview?

Sharonview has total capital of $166.99 million. Full information on Sharonview's financial position is located above.

Who owns Sharonview?

Credit Unions are owned by their members.

Where are Sharonview branches located?

See branch locations nearby.

Are Sharonview ATMs Open 24/7?

Do Sharonview ATMs accept cash deposits?

Can Sharonview customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sharonview have a mobile app?

Does Sharonview have mobile deposit?

Does Sharonview have quick pay?

How can Sharonview transfer money to other banks or credit unions?

Does Sharonview report to credit bureaus?

Does Sharonview use Chexsystems?

Does Sharonview use Equifax?

What is Sharonview's toll free phone number?

What is Sharonview's ACH Routing Number?

What is Sharonview's SWIFT code?

Where can I find Sharonview's wire transfer form?

What is the Sharonview address for deposits?

What Products Does Sharonview Offer

Does Sharonview offer mortgages?

Compare mortgage rates here.

Does Sharonview offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sharonview offer auto and RV loans?

Compare auto loan rates here.

Does Sharonview offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Sharonview


  • January 13, 2019

    Customer service sucks if you have to call in. My card has been locked for almost a month and I’ve yet to speak with a human for what I’m sure is a easily fixed problem. I specifically can’t get through because the system says my account doesn’t exist. Smh

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