Sharonview Federal Credit Union
Headquarters
Po Box 2070
Fort Mill, SC 29716
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2024 Overview
General Credit Union Information
Sharonview is an NCUA insured institution located in Fort Mill, SC. It was founded in 1976 and has approximately $1615.69 millions in assets.
Who can join?
A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Call our Financial Solutions Center at 704.969.6700 or 800.462.4421 to see if you are eligible to join Sharonview.
Membership is also extended to the immediate family members of people who qualify for membership and persons living in the same household. Immediate family members include: spouses, children, siblings, parents, grandparents, and grandchildren. A member of the household includes persons living in the same residence maintaining a single economic unit.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 22458 |
| Date Established | 1976 |
| Assets | $1,615.69 million |
| Loans | $1,146.78 million |
| Deposits | $1,299.00 million |
| Capital | $144.93 million |
Field of Membership Restrictions
Membership in Sharonview Federal Credit Union is to anyone through joining the Carolinas Consumer Council ($18 one-year fee). Membership is also open to the following: (1) those who live, work, volunteer, worship, or attend school in Gaston, Bladen, or Robinson Counties in North Carolina and in select areas of Charlotte, Salisbury, or Wilmington, North Carolina; (2) those who live, work, attend school, volunteer, or worship in Florence County or select areas of Spartanburg or Greenville Counties in South Carolina; (3) employees or retirees of American Asset, APAC-Atlantic, and over 100 other companies or organizations.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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Money Market
|
0.50% | $2,500 | $2,999 |
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|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
Premium Money Market Account
|
0.75% | $10,000 | $14,999 |
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|
Premium Money Market Account
|
0.75% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Sharonview
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Sharonview
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Branches
Below are Sharonview branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SHARONVIEW is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Sharonview Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sharonview. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sharonview | U.S. Average |
|---|---|
| 16.15% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Sharonview had $24,855,995 in non-current loans and $51,392 in owned assets. To cover these potential losses it had $144,929,233 in net worth and $9,298,791 in loans loss reserves. That gives it a Texas Ratio of 16.15%.
Net Worth
| Sharonview | U.S. Average |
|---|---|
| 8.97% | 13.62% |
Sharonview FCU has a net worth of 8.97% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sharonview
Problems
January 13, 2019
Customer service sucks if you have to call in. My card has been locked for almost a month and I’ve yet to speak with a human for what I’m sure is a easily fixed problem. I specifically can’t get through because the system says my account doesn’t exist. Smh
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