Signal Financial Federal Credit Union

Headquarters

3015 University Blvd W
Kensington, MD 20895
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.75% 0.67% →
2-Year CD 0.85% 0.80% →
5-Year CD 1.06% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Signal Financial is an NCUA insured institution located in Kensington, MD. It was founded in 1947 and has approximately $451.25 millions in assets.

Who can join?

If you or a family member live, work, attend school, or worship in Washington DC or inside the Beltway in Prince George's County* or are employed by one of our Select Employee Groups (including Verizon, Verizon Wireless, At&T, and others), you are eligible to be a member of the credit union and open your account.
* Please contact Member Services at (301) 933.9100 ext. 298 to verify Prince George's County Membership Eligibility.
If you are related to a current member by blood, marriage or other recognized family relationship in the same household (living under the same roof), as well as those individuals who, despite the fact that they live outside the household, are grandparents, parents, spouses, siblings, children or grandchildren of members, you are eligible to be a member of the credit union. This also includes stepparents, stepchildren, and stepsiblings.
If you are a spouse of persons who died while within the field of membership of Signal Financial, you are eligible to be a member of the credit union.
If you are retired as pensioners of annuitants from the above employment, you are eligible to be a member of the credit union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5571
Date Established 1947
Assets $451.25 million
Loans $270.81 million
Deposits $410.61 million
Capital $38.88 million
 

Field of Membership Restrictions

Membership in Signal Financial Federal Credit Union is open to all members of the Washington Area Bicycle Association (WABA), regardless of residency. Membership is also open to the following: (1) those who live, work, attend school, or worship in Washington, D.C. or inside the Beltway in Prince George's County in Maryland; (2) employees and retirees of 200+ Select Employee Groups also qualify for membership.

Deposit Rates - November 29, 2021

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
Premium Money Market Account
0.25% $10,000 $14,999 Learn More
Premium Money Market Account
0.50% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.96% $10,000 $14,999 Learn More
36 Mo CD
0.96% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.06% $10,000 $14,999 Learn More
60 Mo CD
1.06% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 29, 2021

Your Current Location: Washington, WA 98109

There are currently no loan rates available for SIGNAL FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
3.051% 2.975% 1.00 $2,432 $1,051 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info

Note to SIGNAL FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Signal Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Signal Financial Locations



Climate Initiatives

SIGNAL FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Signal Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Signal Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Signal Financial U.S. Average
2.97% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Signal Financial had $939,552 in non-current loans and $311,102 in owned assets. To cover these potential losses it had $38,875,927 in net worth and $3,228,447 in loans loss reserves. That gives it a Texas Ratio of 2.97%.

Net Worth
Signal Financial U.S. Average
8.61% 12.22%

Signal Financial FCU has a net worth of 8.61% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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