SIGNAL FINANCIAL

3015 UNIVERSITY BLVD W
Kensington, MD 20895

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5571
Date Established 1947
Assets $408.77 million
Loans $332.05 million
Deposits $352.63 million
Capital $39.12 million

Signal Financial is an NCUA insured institution located in Kensington, MD. It was founded in 1947 and has approximately $408.77 millions in assets.

Who can join?

If you or a family member live, work, attend school, or worship in Washington DC or inside the Beltway in Prince George's County* or are employed by one of our Select Employee Groups (including Verizon, Verizon Wireless, At&T, and others), you are eligible to be a member of the credit union and open your account.
* Please contact Member Services at (301) 933.9100 ext. 298 to verify Prince George's County Membership Eligibility.
If you are related to a current member by blood, marriage or other recognized family relationship in the same household (living under the same roof), as well as those individuals who, despite the fact that they live outside the household, are grandparents, parents, spouses, siblings, children or grandchildren of members, you are eligible to be a member of the credit union. This also includes stepparents, stepchildren, and stepsiblings.
If you are a spouse of persons who died while within the field of membership of Signal Financial, you are eligible to be a member of the credit union.
If you are retired as pensioners of annuitants from the above employment, you are eligible to be a member of the credit union.

Field of Membership Restrictions

Membership in Signal Financial Federal Credit Union is open to all members of the Washington Area Bicycle Association (WABA), regardless of residency. Membership is also open to the following: (1) those who live, work, attend school, or worship in Washington, D.C. or inside the Beltway in Prince George's County in Maryland; (2) employees and retirees of 200+ Select Employee Groups also qualify for membership.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $19,999 Learn MoreShow Less
Money Market
0.25% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.53% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.55% $500 - Learn MoreShow Less
6 Mo CD
1.26% $500 - Learn MoreShow Less
12 Mo CD
2.53% $500 - Learn MoreShow Less
18 Mo CD
2.58% $500 - Learn MoreShow Less
24 Mo CD
2.63% $500 - Learn MoreShow Less
30 Mo CD
2.63% $500 - Learn MoreShow Less
36 Mo CD
2.69% $500 - Learn MoreShow Less
48 Mo CD
2.74% $500 - Learn MoreShow Less
60 Mo CD
3.10% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $5 $1,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $3,000 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SIGNAL FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.643% 3.625% 0.25 $560 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to SIGNAL FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Signal Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Signal Financial Locations


Financial Details

Signal Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Signal Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Signal Financial U.S. Average
4.36% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Signal Financial had $1,792,990 in non-current loans and $75,020 in owned assets. To cover these potential losses it had $39,123,657 in net worth and $3,754,090 in loans loss reserves. That gives it a Texas Ratio of 4.36%.

Net Worth
Signal Financial U.S. Average
9.57% 13.65%

Signal Financial FCU has a net worth of 9.57% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Signal Financial

Branches and Savings

What is Signal Financial?

A federal credit union, registered with the NCUA under certificate #5571.
Learn more about credit unions here.

Is Signal Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Signal Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Signal Financial's share account and share certificate rates?

Signal Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Signal Financial?

Signal Financial has total capital of $39.12 million. Full information on Signal Financial's financial position is located above.

Who owns Signal Financial?

Credit Unions are owned by their members.

Where are Signal Financial branches located?

See branch locations nearby.

Are Signal Financial ATMs Open 24/7?

Do Signal Financial ATMs accept cash deposits?

Can Signal Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Signal Financial have a mobile app?

Does Signal Financial have mobile deposit?

Does Signal Financial have quick pay?

How can Signal Financial transfer money to other banks or credit unions?

Does Signal Financial report to credit bureaus?

Does Signal Financial use Chexsystems?

Does Signal Financial use Equifax?

What is Signal Financial's toll free phone number?

What is Signal Financial's ACH Routing Number?

What is Signal Financial's SWIFT code?

Where can I find Signal Financial's wire transfer form?

What is the Signal Financial address for deposits?

What Products Does Signal Financial Offer

Does Signal Financial offer mortgages?

Compare mortgage rates here.

Does Signal Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Signal Financial offer auto and RV loans?

Compare auto loan rates here.

Does Signal Financial offer student loans or personal loans?

Compare personal loan rates here.

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