P O BOX 1125
Yreka, CA 96097


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61682
Date Established 1962
Assets $73.26 million
Loans $48.89 million
Deposits $65.58 million
Capital $7.36 million

Siskiyou Central Cu is an NCUA insured institution located in Yreka, CA. It was founded in 1962 and has approximately $73.26 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Siskiyou County in California.

Deposit Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.07% $2,500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.25% $10,000 $50,000 Learn MoreShow Less
12 Mo CD
1.75% $10,000 $50,000 Learn MoreShow Less
18 Mo CD
2.00% $10,000 $50,000 Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SISKIYOU CENTRAL CU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.662% 3.625% 0.50 $1,130 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Siskiyou Central Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Siskiyou Central Cu Locations

Financial Details

Siskiyou Central Cu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Siskiyou Central Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Siskiyou Central Cu U.S. Average
5.02% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Siskiyou Central Cu had $380,257 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,363,417 in net worth and $215,131 in loans loss reserves. That gives it a Texas Ratio of 5.02%.

Net Worth
Siskiyou Central Cu U.S. Average
10.05% 13.47%

Siskiyou Central Cu FCU has a net worth of 10.05% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Siskiyou Central Cu

Branches and Savings

What is Siskiyou Central Cu?

A federal credit union, registered with the NCUA under certificate #61682.
Learn more about credit unions here.

Is Siskiyou Central Cu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Siskiyou Central Cu?

Please see Field of Membership information above for information on who is eligible to join.

What are Siskiyou Central Cu's share account and share certificate rates?

Siskiyou Central Cu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Siskiyou Central Cu?

Siskiyou Central Cu has total capital of $7.36 million. Full information on Siskiyou Central Cu's financial position is located above.

Who owns Siskiyou Central Cu?

Credit Unions are owned by their members.

Where are Siskiyou Central Cu branches located?

See branch locations nearby.

Are Siskiyou Central Cu ATMs Open 24/7?

Do Siskiyou Central Cu ATMs accept cash deposits?

Can Siskiyou Central Cu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Siskiyou Central Cu have a mobile app?

Does Siskiyou Central Cu have mobile deposit?

Does Siskiyou Central Cu have quick pay?

How can Siskiyou Central Cu transfer money to other banks or credit unions?

Does Siskiyou Central Cu report to credit bureaus?

Does Siskiyou Central Cu use Chexsystems?

Does Siskiyou Central Cu use Equifax?

What is Siskiyou Central Cu's toll free phone number?

What is Siskiyou Central Cu's ACH Routing Number?

What is Siskiyou Central Cu's SWIFT code?

Where can I find Siskiyou Central Cu's wire transfer form?

What is the Siskiyou Central Cu address for deposits?

What Products Does Siskiyou Central Cu Offer

Does Siskiyou Central Cu offer mortgages?

Compare mortgage rates here.

Does Siskiyou Central Cu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Siskiyou Central Cu offer auto and RV loans?

Compare auto loan rates here.

Does Siskiyou Central Cu offer student loans or personal loans?

Compare personal loan rates here.

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