1101 Stafford Road
Fall River, MA 02721
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sjb is an NCUA insured institution located in Fall River, MA. It was founded in 1940 and has approximately $23.67 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3913
Date Established 1940
Assets $23.67 million
Loans $8.26 million
Deposits $21.61 million
Capital $2.05 million

Deposit Rates - September 17, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Sjb

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Loan Rates - September 17, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SJB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.808% 2.750% -0.25 $1,875 $1,021 Learn More
CIT Bank
NMLS ID: 541760
2.824% 2.750% 1.00 $2,410 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SJB
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sjb branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Sjb Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sjb. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sjb U.S. Average
15.92% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Sjb had $338,651 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,054,501 in net worth and $72,081 in loans loss reserves. That gives it a Texas Ratio of 15.92%.

Net Worth
Sjb U.S. Average
8.67% 12.20%

Sjb FCU has a net worth of 8.67% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sjb

Branches and Savings

What is Sjb?

A federal credit union, registered with the NCUA under certificate #3913.
Learn more about credit unions here.

Is Sjb FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sjb is insured by the NCUA.

Who can join Sjb?

Please see Field of Membership information above for information on who is eligible to join.

What are Sjb's share account and share certificate rates?

Sjb's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sjb?

Sjb has total capital of $2.05 million. Full information on Sjb's financial position is located above.

Who owns Sjb?

Credit Unions are owned by their members.

Where are Sjb branches located?

See branch locations nearby.

Are Sjb ATMs Open 24/7?

Do Sjb ATMs accept cash deposits?

Can Sjb customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sjb have a mobile app?

Does Sjb have mobile deposit?

Does Sjb have quick pay?

How can Sjb transfer money to other banks or credit unions?

Does Sjb report to credit bureaus?

Does Sjb use Chexsystems?

Does Sjb use Equifax?

What is Sjb's toll free phone number?

What is Sjb's ACH Routing Number?

What is Sjb's SWIFT code?

Where can I find Sjb's wire transfer form?

What is the Sjb address for deposits?

What Products Does Sjb Offer

Does Sjb offer mortgages?

Compare mortgage rates here.

Does Sjb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sjb offer auto and RV loans?

Compare auto loan rates here.

Does Sjb offer student loans or personal loans?

Compare personal loan rates here.

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