SJB

1101 Stafford Road
Fall River, MA 02721

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3913
Date Established 1940
Assets $23.67 million
Loans $8.26 million
Deposits $21.61 million
Capital $2.05 million

Sjb is an NCUA insured institution located in Fall River, MA. It was founded in 1940 and has approximately $23.67 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Sjb

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There are currently no rates available for Sjb, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for SJB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
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Branches

Below are Sjb branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Sjb Locations


Financial Details

Sjb Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sjb. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sjb U.S. Average
15.92% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Sjb had $338,651 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,054,501 in net worth and $72,081 in loans loss reserves. That gives it a Texas Ratio of 15.92%.

Net Worth
Sjb U.S. Average
8.67% 13.47%

Sjb FCU has a net worth of 8.67% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sjb

Branches and Savings

What is Sjb?

A federal credit union, registered with the NCUA under certificate #3913.
Learn more about credit unions here.

Is Sjb FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sjb?

Please see Field of Membership information above for information on who is eligible to join.

What are Sjb's share account and share certificate rates?

Sjb's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sjb?

Sjb has total capital of $2.05 million. Full information on Sjb's financial position is located above.

Who owns Sjb?

Credit Unions are owned by their members.

Where are Sjb branches located?

See branch locations nearby.

Are Sjb ATMs Open 24/7?

Do Sjb ATMs accept cash deposits?

Can Sjb customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sjb have a mobile app?

Does Sjb have mobile deposit?

Does Sjb have quick pay?

How can Sjb transfer money to other banks or credit unions?

Does Sjb report to credit bureaus?

Does Sjb use Chexsystems?

Does Sjb use Equifax?

What is Sjb's toll free phone number?

What is Sjb's ACH Routing Number?

What is Sjb's SWIFT code?

Where can I find Sjb's wire transfer form?

What is the Sjb address for deposits?

What Products Does Sjb Offer

Does Sjb offer mortgages?

Compare mortgage rates here.

Does Sjb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sjb offer auto and RV loans?

Compare auto loan rates here.

Does Sjb offer student loans or personal loans?

Compare personal loan rates here.

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