South Berkeley


5550 Winchester Avenue, Suite 9
Martinsburg, WV 25405
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

South Berkeley is an NCUA insured institution located in Martinsburg, WV. It was founded in 1961 and has approximately $2.01 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14207
Date Established 1961
Assets $2.01 million
Loans $0.80 million
Deposits $2.00 million
Capital $0.01 million

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

We do not yet have rates for South Berkeley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to South Berkeley

Note to South Berkeley
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for SOUTH BERKELEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are South Berkeley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

South Berkeley Locations

Financial Details

South Berkeley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Berkeley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Berkeley U.S. Average
0.00% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, South Berkeley had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $14,217 in net worth and $25,614 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
South Berkeley U.S. Average
0.7% 12.67%

South Berkeley FCU has a net worth of 0.7% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Berkeley

Branches and Savings

What is South Berkeley?

A federal credit union, registered with the NCUA under certificate #14207.
Learn more about credit unions here.

Is South Berkeley FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. South Berkeley is insured by the NCUA.

Who can join South Berkeley?

Please see Field of Membership information above for information on who is eligible to join.

What are South Berkeley's share account and share certificate rates?

South Berkeley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Berkeley?

South Berkeley has total capital of $0.01 million. Full information on South Berkeley's financial position is located above.

Who owns South Berkeley?

Credit Unions are owned by their members.

Where are South Berkeley branches located?

See branch locations nearby.

Are South Berkeley ATMs Open 24/7?

Do South Berkeley ATMs accept cash deposits?

Can South Berkeley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Berkeley have a mobile app?

Does South Berkeley have mobile deposit?

Does South Berkeley have quick pay?

How can South Berkeley transfer money to other banks or credit unions?

Does South Berkeley report to credit bureaus?

Does South Berkeley use Chexsystems?

Does South Berkeley use Equifax?

What is South Berkeley's toll free phone number?

What is South Berkeley's ACH Routing Number?

What is South Berkeley's SWIFT code?

Where can I find South Berkeley's wire transfer form?

What is the South Berkeley address for deposits?

What Products Does South Berkeley Offer

Does South Berkeley offer mortgages?

Compare mortgage rates here.

Does South Berkeley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Berkeley offer auto and RV loans?

Compare auto loan rates here.

Does South Berkeley offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for South Berkeley

There are currently no comments for South Berkeley. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →