South Jersey Gas Employees

Headquarters

#1 S. Jersey Plz #rt54
Folsom, NJ 08037
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

South Jersey Gas Employees is an NCUA insured institution located in Folsom, NJ. It was founded in 1954 and has approximately $9.89 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9737
Date Established 1954
Assets $9.89 million
Loans $3.11 million
Deposits $7.36 million
Capital $2.53 million
 

Deposit Rates - June 21, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for South Jersey Gas Employees

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Note to South Jersey Gas Employees
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Loan Rates - June 21, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTH JERSEY GAS EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Keystone Funding
NMLS ID: 144760
License#: MC-5188
2.816% 2.750% 0.88 $2,150 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.753% 2.750% 0.00 $102 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SOUTH JERSEY GAS EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are South Jersey Gas Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


South Jersey Gas Employees Locations


Financial Details

South Jersey Gas Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Jersey Gas Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Jersey Gas Employees U.S. Average
1.10% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, South Jersey Gas Employees had $28,237 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,532,766 in net worth and $38,387 in loans loss reserves. That gives it a Texas Ratio of 1.10%.

Net Worth
South Jersey Gas Employees U.S. Average
25.6% 12.67%

South Jersey Gas Employees FCU has a net worth of 25.6% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Jersey Gas Employees

Branches and Savings

What is South Jersey Gas Employees?

A federal credit union, registered with the NCUA under certificate #9737.
Learn more about credit unions here.

Is South Jersey Gas Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. South Jersey Gas Employees is insured by the NCUA.

Who can join South Jersey Gas Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are South Jersey Gas Employees's share account and share certificate rates?

South Jersey Gas Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Jersey Gas Employees?

South Jersey Gas Employees has total capital of $2.53 million. Full information on South Jersey Gas Employees's financial position is located above.

Who owns South Jersey Gas Employees?

Credit Unions are owned by their members.

Where are South Jersey Gas Employees branches located?

See branch locations nearby.

Are South Jersey Gas Employees ATMs Open 24/7?

Do South Jersey Gas Employees ATMs accept cash deposits?

Can South Jersey Gas Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Jersey Gas Employees have a mobile app?

Does South Jersey Gas Employees have mobile deposit?

Does South Jersey Gas Employees have quick pay?

How can South Jersey Gas Employees transfer money to other banks or credit unions?

Does South Jersey Gas Employees report to credit bureaus?

Does South Jersey Gas Employees use Chexsystems?

Does South Jersey Gas Employees use Equifax?

What is South Jersey Gas Employees's toll free phone number?

What is South Jersey Gas Employees's ACH Routing Number?

What is South Jersey Gas Employees's SWIFT code?

Where can I find South Jersey Gas Employees's wire transfer form?

What is the South Jersey Gas Employees address for deposits?

What Products Does South Jersey Gas Employees Offer

Does South Jersey Gas Employees offer mortgages?

Compare mortgage rates here.

Does South Jersey Gas Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Jersey Gas Employees offer auto and RV loans?

Compare auto loan rates here.

Does South Jersey Gas Employees offer student loans or personal loans?

Compare personal loan rates here.

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