South Western


Po Box 908
La Habra, CA 90631
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

South Western is an NCUA insured institution located in La Habra, CA. It was founded in 1937 and has approximately $117.07 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1955
Date Established 1937
Assets $117.07 million
Loans $42.34 million
Deposits $106.42 million
Capital $8.98 million

Deposit Rates - July 31, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for South Western

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Note to South Western
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Loan Rates - July 31, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTH WESTERN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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3.349% 3.250% 0.75 $3,125 $1,089 Learn More
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NMLS ID: 1429243
2.464% 2.375% 0.75 $2,972 $972 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.550% 2.500% 0.63 $1,652 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loan
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2.240 %
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4.840 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are South Western branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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South Western Locations

Financial Details

South Western Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Western. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Western U.S. Average
11.03% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, South Western had $1,030,379 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,976,436 in net worth and $367,348 in loans loss reserves. That gives it a Texas Ratio of 11.03%.

Net Worth
South Western U.S. Average
7.66% 12.20%

South Western FCU has a net worth of 7.66% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Western

Branches and Savings

What is South Western?

A federal credit union, registered with the NCUA under certificate #1955.
Learn more about credit unions here.

Is South Western FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. South Western is insured by the NCUA.

Who can join South Western?

Please see Field of Membership information above for information on who is eligible to join.

What are South Western's share account and share certificate rates?

South Western's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Western?

South Western has total capital of $8.98 million. Full information on South Western's financial position is located above.

Who owns South Western?

Credit Unions are owned by their members.

Where are South Western branches located?

See branch locations nearby.

Are South Western ATMs Open 24/7?

Do South Western ATMs accept cash deposits?

Can South Western customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Western have a mobile app?

Does South Western have mobile deposit?

Does South Western have quick pay?

How can South Western transfer money to other banks or credit unions?

Does South Western report to credit bureaus?

Does South Western use Chexsystems?

Does South Western use Equifax?

What is South Western's toll free phone number?

What is South Western's ACH Routing Number?

What is South Western's SWIFT code?

Where can I find South Western's wire transfer form?

What is the South Western address for deposits?

What Products Does South Western Offer

Does South Western offer mortgages?

Compare mortgage rates here.

Does South Western offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Western offer auto and RV loans?

Compare auto loan rates here.

Does South Western offer student loans or personal loans?

Compare personal loan rates here.

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