PO Box 2067
Valdosta, GA 31604
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD N.A. 1.55% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Southeastern is an NCUA insured institution located in Valdosta, GA. It was founded in 1953 and has approximately $218.96 millions in assets.

Who can join?

You are eligible to join Southeastern FCU if you live, work, worship, attend school, or regularly conduct business in the following counties: Ben Hill, Berrien, Brooks, Cook, Echols, Irwin, Lanier, Lowndes, Tift, and Turner. If you are a business or legal entity in one of the above counties, you may join as well. Credit union membership is also a family affair. Membership is open to immediate family members (spouses, siblings, parents, children, grandchildren, and/or grandparents).

NCUA Insured Yes
Charter Number # # 8947
Date Established 1953
Assets $218.96 million
Loans $143.03 million
Deposits $196.46 million
Capital $21.37 million

Field of Membership Restrictions

Membership is open to those who live in Turner, Ben Hill, Irwin, Tift, Berrien, Cook, Lanier, Brooks, Lowndes and Echols Counties in Georgia.

Deposit Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Southeastern

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Note to Southeastern
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Loan Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHEASTERN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Southeastern branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Southeastern Locations

Financial Details

Southeastern Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southeastern. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southeastern U.S. Average
6.31% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Southeastern had $1,095,512 in non-current loans and $345,361 in owned assets. To cover these potential losses it had $21,373,580 in net worth and $1,450,289 in loans loss reserves. That gives it a Texas Ratio of 6.31%.

Net Worth
Southeastern U.S. Average
9.76% 13.86%

Southeastern FCU has a net worth of 9.76% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southeastern

Branches and Savings

What is Southeastern?

A federal credit union, registered with the NCUA under certificate #8947.
Learn more about credit unions here.

Is Southeastern FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Southeastern?

Please see Field of Membership information above for information on who is eligible to join.

What are Southeastern's share account and share certificate rates?

Southeastern's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southeastern?

Southeastern has total capital of $21.37 million. Full information on Southeastern's financial position is located above.

Who owns Southeastern?

Credit Unions are owned by their members.

Where are Southeastern branches located?

See branch locations nearby.

Are Southeastern ATMs Open 24/7?

Do Southeastern ATMs accept cash deposits?

Can Southeastern customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southeastern have a mobile app?

Does Southeastern have mobile deposit?

Does Southeastern have quick pay?

How can Southeastern transfer money to other banks or credit unions?

Does Southeastern report to credit bureaus?

Does Southeastern use Chexsystems?

Does Southeastern use Equifax?

What is Southeastern's toll free phone number?

What is Southeastern's ACH Routing Number?

What is Southeastern's SWIFT code?

Where can I find Southeastern's wire transfer form?

What is the Southeastern address for deposits?

What Products Does Southeastern Offer

Does Southeastern offer mortgages?

Compare mortgage rates here.

Does Southeastern offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southeastern offer auto and RV loans?

Compare auto loan rates here.

Does Southeastern offer student loans or personal loans?

Compare personal loan rates here.

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