Southwestern Telco Federal Credit Union


1430 Hershberger Road
Roanoke, VA 24012
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Notable Rates APY Vs.Others
Savings N.A. 3.05% →
1-Year CD N.A. 3.30% →
2-Year CD N.A. 3.60% →
5-Year CD N.A. 3.75% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Southwestern Telco is an NCUA insured institution located in Roanoke, VA. It was founded in 1968 and has approximately $7.28 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19065
Date Established 1968
Assets $7.28 million
Loans $4.83 million
Deposits $6.80 million
Capital $0.42 million

Deposit Rates - September 27, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Southwestern Telco

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Loan Rates - September 27, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for SOUTHWESTERN TELCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
7.163% 6.990% 0.75 $4,375 $1,662 Learn More
District Lending
NMLS ID: 598623
6.321% 6.250% 0.75 $1,875 $1,540 Learn More
NMLS ID: 2890
License#: 413-0477
6.871% 6.750% 0.88 $3,108 $1,622 Learn More
First Internet Bank
NMLS ID: 424182
6.687% 6.625% 0.63 $1,605 $1,601 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
5.740 %
After Intro: 7.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Southwestern Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Southwestern Telco Locations

Climate Initiatives

SOUTHWESTERN TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Southwestern Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwestern Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwestern Telco U.S. Average
44.76% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Southwestern Telco had $226,195 in non-current loans and $0 in owned assets. To cover these potential losses it had $420,530 in net worth and $84,815 in loans loss reserves. That gives it a Texas Ratio of 44.76%.

Net Worth
Southwestern Telco U.S. Average
5.77% 12.28%

Southwestern Telco FCU has a net worth of 5.77% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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