Sp Trainmen

Headquarters

12655 Woodforest Blvd Ste 855
Houston, TX 77015
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sp Trainmen is an NCUA insured institution located in Houston, TX. It was founded in 1954 and has approximately $3.17 millions in assets.

NCUA Insured Yes
Charter Number # # 9496
Date Established 1954
Assets $3.17 million
Loans $0.92 million
Deposits $2.18 million
Capital $0.98 million
 

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Sp Trainmen

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Sp Trainmen

Note to Sp Trainmen
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SP TRAINMEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.665% 2.625% 0.50 $1,300 $1,005 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to SP TRAINMEN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sp Trainmen branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Sp Trainmen Locations


Financial Details

Sp Trainmen Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sp Trainmen. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sp Trainmen U.S. Average
0.02% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Sp Trainmen had $245 in non-current loans and $0 in owned assets. To cover these potential losses it had $980,901 in net worth and $8,085 in loans loss reserves. That gives it a Texas Ratio of 0.02%.

Net Worth
Sp Trainmen U.S. Average
30.98% 12.91%

Sp Trainmen FCU has a net worth of 30.98% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sp Trainmen

Branches and Savings

What is Sp Trainmen?

A credit union, registered with the NCUA under certificate #9496.
Learn more about credit unions here.

Is Sp Trainmen FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sp Trainmen?

Please see Field of Membership information above for information on who is eligible to join.

What are Sp Trainmen's share account and share certificate rates?

Sp Trainmen's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sp Trainmen?

Sp Trainmen has total capital of $0.98 million. Full information on Sp Trainmen's financial position is located above.

Who owns Sp Trainmen?

Credit Unions are owned by their members.

Where are Sp Trainmen branches located?

See branch locations nearby.

Are Sp Trainmen ATMs Open 24/7?

Do Sp Trainmen ATMs accept cash deposits?

Can Sp Trainmen customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sp Trainmen have a mobile app?

Does Sp Trainmen have mobile deposit?

Does Sp Trainmen have quick pay?

How can Sp Trainmen transfer money to other banks or credit unions?

Does Sp Trainmen report to credit bureaus?

Does Sp Trainmen use Chexsystems?

Does Sp Trainmen use Equifax?

What is Sp Trainmen's toll free phone number?

What is Sp Trainmen's ACH Routing Number?

What is Sp Trainmen's SWIFT code?

Where can I find Sp Trainmen's wire transfer form?

What is the Sp Trainmen address for deposits?

What Products Does Sp Trainmen Offer

Does Sp Trainmen offer mortgages?

Compare mortgage rates here.

Does Sp Trainmen offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sp Trainmen offer auto and RV loans?

Compare auto loan rates here.

Does Sp Trainmen offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Sp Trainmen

There are currently no comments for Sp Trainmen. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →