Sperry Marine Federal Credit Union

Headquarters

P.o. Box 7766
Charlottesville, VA 22906
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sperry Marine is an NCUA insured institution located in Charlottesville, VA. It was founded in 1957 and has approximately $17.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11855
Date Established 1957
Assets $17.87 million
Loans $14.85 million
Deposits $17.03 million
Capital $0.75 million
 

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Sperry Marine

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Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SPERRY MARINE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.813% 2.750% 0.88 $2,035 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

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Branches

Below are Sperry Marine branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sperry Marine Locations



Climate Initiatives

SPERRY MARINE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Sperry Marine Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sperry Marine. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sperry Marine U.S. Average
44.74% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Sperry Marine had $374,349 in non-current loans and $33,347 in owned assets. To cover these potential losses it had $747,199 in net worth and $164,027 in loans loss reserves. That gives it a Texas Ratio of 44.74%.

Net Worth
Sperry Marine U.S. Average
4.18% 12.22%

Sperry Marine FCU has a net worth of 4.18% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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