Sperry Marine

Headquarters

P.o. Box 7766
Charlottesville, VA 22906
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sperry Marine is an NCUA insured institution located in Charlottesville, VA. It was founded in 1957 and has approximately $17.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11855
Date Established 1957
Assets $17.87 million
Loans $14.85 million
Deposits $17.03 million
Capital $0.75 million
 

Deposit Rates - March 8, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Sperry Marine

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Sperry Marine

Note to Sperry Marine
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - March 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SPERRY MARINE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
3.051% 2.990% 0.75 $1,938 $1,053 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.924% 2.875% 0.63 $1,562 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SPERRY MARINE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sperry Marine branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Sperry Marine Locations


Financial Details

Sperry Marine Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sperry Marine. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sperry Marine U.S. Average
44.74% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Sperry Marine had $374,349 in non-current loans and $33,347 in owned assets. To cover these potential losses it had $747,199 in net worth and $164,027 in loans loss reserves. That gives it a Texas Ratio of 44.74%.

Net Worth
Sperry Marine U.S. Average
4.18% 12.91%

Sperry Marine FCU has a net worth of 4.18% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sperry Marine

Branches and Savings

What is Sperry Marine?

A federal credit union, registered with the NCUA under certificate #11855.
Learn more about credit unions here.

Is Sperry Marine FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sperry Marine is insured by the NCUA.

Who can join Sperry Marine?

Please see Field of Membership information above for information on who is eligible to join.

What are Sperry Marine's share account and share certificate rates?

Sperry Marine's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sperry Marine?

Sperry Marine has total capital of $0.75 million. Full information on Sperry Marine's financial position is located above.

Who owns Sperry Marine?

Credit Unions are owned by their members.

Where are Sperry Marine branches located?

See branch locations nearby.

Are Sperry Marine ATMs Open 24/7?

Do Sperry Marine ATMs accept cash deposits?

Can Sperry Marine customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sperry Marine have a mobile app?

Does Sperry Marine have mobile deposit?

Does Sperry Marine have quick pay?

How can Sperry Marine transfer money to other banks or credit unions?

Does Sperry Marine report to credit bureaus?

Does Sperry Marine use Chexsystems?

Does Sperry Marine use Equifax?

What is Sperry Marine's toll free phone number?

What is Sperry Marine's ACH Routing Number?

What is Sperry Marine's SWIFT code?

Where can I find Sperry Marine's wire transfer form?

What is the Sperry Marine address for deposits?

What Products Does Sperry Marine Offer

Does Sperry Marine offer mortgages?

Compare mortgage rates here.

Does Sperry Marine offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sperry Marine offer auto and RV loans?

Compare auto loan rates here.

Does Sperry Marine offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Sperry Marine

There are currently no comments for Sperry Marine. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →