1417 Gillam Way
Fairbanks, AK 99701
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Spirit Of Alaska is an NCUA insured institution located in Fairbanks, AK. It was founded in 1960 and has approximately $194.34 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 13583 |
Date Established | 1960 |
Assets | $194.34 million |
Loans | $115.89 million |
Deposits | $167.68 million |
Capital | $26.26 million |
Your Current Location: Virginia, VA 20146
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.11% | $2,500 | $4,999 |
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|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
12 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
12 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
18 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
18 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
24 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
30 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
30 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.28% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.28% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.32% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.32% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.41% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.41% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.15% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Spirit Of Alaska
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2559614 License#: MC-7844 |
5.997% | 5.875% | 1.00 | $4,284 | $1,893 | Learn More |
NMLS ID: 401822 |
6.186% | 6.000% | 1.00 | $6,400 | $1,919 | Learn More |
NMLS ID: 503941 |
6.465% | 6.375% | 1.00 | $3,030 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.581% | 6.490% | 0.75 | $3,026 | $2,021 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Spirit Of Alaska
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Below are Spirit Of Alaska branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
4126.31 | A | View Lobby Hours | |
4127.20 | B | View Lobby Hours | |
4132.16 | C | View Lobby Hours |
SPIRIT OF ALASKA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Spirit Of Alaska. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Spirit Of Alaska | U.S. Average |
---|---|
3.33% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Spirit Of Alaska had $684,067 in non-current loans and $198,671 in owned assets. To cover these potential losses it had $26,256,181 in net worth and $283,748 in loans loss reserves. That gives it a Texas Ratio of 3.33%.
Spirit Of Alaska | U.S. Average |
---|---|
13.51% | 13.93% |
Spirit Of Alaska FCU has a net worth of 13.51% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Spirit Of Alaska
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