1620 N Signal Dr
Liberty Lake, WA 99019
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Phone 800-858-3750
Spokane Teachers is an NCUA insured institution located in Liberty Lake, WA. It was founded in 1934 and has approximately $6380.96 millions in assets.
Who can join?
If you live, work, worship, or go to school in the State of Washington or in Bonner or Kootenai counties in Idaho, you are eligible to join STCU.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68203 |
| Date Established | 1934 |
| Assets | $6,380.96 million |
| Loans | $5,241.49 million |
| Deposits | $5,428.54 million |
| Capital | $662.43 million |
Your Current Location: Colorado, CO
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $0 | - |
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|
|
Money Market
|
1.00% | $0 | $25,000 |
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|
|
Money Market
|
1.25% | $25,000 | $49,999 |
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|
|
Money Market
|
1.50% | $50,000 | $74,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 1 Mo CD
|
0.50% | $98,000 | - |
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|
| 6 Mo CD
|
3.25% | $2,000 | - |
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|
| 12 Mo CD
|
3.25% | $2,000 | - |
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|
| 18 Mo CD
|
2.25% | $2,000 | - |
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|
| 18 Mo CD
|
3.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
3.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
2.75% | $2,000 | - |
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|
| 30 Mo CD
|
2.75% | $10,000 | $24,999 |
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|
| 30 Mo CD
|
3.50% | $25,000 | - |
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|
| 30 Mo CD
|
2.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
2.50% | $2,000 | - |
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|
| 48 Mo CD
|
0.25% | $2,000 | - |
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|
| 60 Mo CD
|
2.00% | $2,000 | - |
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|
| 60 Mo CD
|
2.00% | $2,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
3.00% | $1 | $6,000 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 18 Mo FIRA
|
2.25% | $2,000 | - | Learn More |
| 30 Mo FIRA
|
3.50% | $25,000 | - | Learn More |
| 60 Mo FIRA
|
2.00% | $2,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.20% | $1 | $5,000 | Learn More |
| INTCK
|
0.10% | $10,000 | $25,000 | Learn More |
Your Current Location: Colorado, CO
There are currently no loan rates available for Spokane Teachers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Spokane Teachers
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Spokane Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fort Collins,Colorado
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
|
Spokane Teachers Credit Union - Downtown Coeur d'Alene Branch |
680.06 | A | View Lobby Hours |
| 722.26 | B | View Lobby Hours | |
| 726.78 | C | View Lobby Hours | |
| 733.60 | D | View Lobby Hours | |
| 743.02 | E | View Lobby Hours | |
| 750.07 | F | View Lobby Hours | |
| 761.19 | G | View Lobby Hours | |
| 761.49 | H | View Lobby Hours | |
| 762.65 | I | View Lobby Hours | |
| 791.93 | J | View Lobby Hours | |
| 794.95 | K | View Lobby Hours | |
| 795.66 | L | View Lobby Hours | |
| 797.05 | M | View Lobby Hours | |
| 798.46 | N | View Lobby Hours | |
| 802.43 | O | View Lobby Hours | |
| 802.46 | P | View Lobby Hours | |
| 805.89 | Q | View Lobby Hours | |
| 805.94 | R | View Lobby Hours | |
| 807.00 | S | View Lobby Hours | |
| 807.82 | T | View Lobby Hours | |
| 813.19 | U | View Lobby Hours | |
| 814.72 | V | View Lobby Hours | |
| 815.34 | W | View Lobby Hours | |
| 815.50 | X | View Lobby Hours | |
| 815.75 | Y | View Lobby Hours | |
| 816.86 | Z | View Lobby Hours |
SPOKANE TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your Google account
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Spokane Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Spokane Teachers | U.S. Average |
|---|---|
| 3.53% | 5.13 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2026, Spokane Teachers had $24,521,490 in non-current loans and $125,726 in owned assets. To cover these potential losses it had $662,425,922 in net worth and $35,079,564 in loans loss reserves. That gives it a Texas Ratio of 3.53%.
| Spokane Teachers | U.S. Average |
|---|---|
| 10.38% | 14.54% |
Spokane Teachers FCU has a net worth of 10.38% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on November 1, 2026
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Customer Reviews for Spokane Teachers
1.0 out of 5 based on 1 rating
Guy
December 22, 2021 |
STCU this rate is over twice what I was told at the credit union
Is this review helpful? Yes:0 / No: 1
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