ST. LOUIS COMMUNITY

3651 Forest Park Ave
Saint Louis, MO 63108

Notable Rates APY Vs.Others
Savings 0.30% 2.10% →
1-Year CD 1.65% 2.02% →
2-Year CD 1.90% 2.02% →
5-Year CD N.A. 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

St. Louis Community is an NCUA insured institution located in Saint Louis, MO. It was founded in 1942 and has approximately $299.47 millions in assets.

Who can join?

Membership in St. Louis Community Credit Union is open to anyone who lives or works in St. Louis City and St. Louis County in Missouri and St. Clair, Madison, Monroe, and Jersey Counties in Illinois.

Membership is also open to relatives of existing St. Louis Community members – including your spouse and children, parents, brothers and sisters, grandparents and grandchildren, aunts and uncles, nieces and nephews, first cousins and legal guardians, as well as step, in-law and legally adoptive relationships.

NCUA Insured Yes
Charter Number # # 60400
Date Established 1942
Assets $299.47 million
Loans $171.62 million
Deposits $250.26 million
Capital $45.14 million
 

Field of Membership Restrictions

Membership is open to those who live or work in the city of St. Louis and St. Louis County in Missouri, and Madison, St. Clair, Jersey and Monroe Counties in Illinois.

Deposit Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $1,001 $10,000 Learn MoreShow Less
Money Market
0.85% $10,001 $24,999 Learn MoreShow Less
Money Market
0.95% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $300 - Learn MoreShow Less
6 Mo CD
1.00% $300 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $10,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.65% $300 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ST. LOUIS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to ST. LOUIS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are St. Louis Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


St. Louis Community Locations


Financial Details

St. Louis Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Louis Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Louis Community U.S. Average
6.12% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, St. Louis Community had $2,922,147 in non-current loans and $0 in owned assets. To cover these potential losses it had $45,135,223 in net worth and $2,616,355 in loans loss reserves. That gives it a Texas Ratio of 6.12%.

Net Worth
St. Louis Community U.S. Average
15.07% 13.65%

St. Louis Community FCU has a net worth of 15.07% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About St. Louis Community

Branches and Savings

What is St. Louis Community?

A federal credit union, registered with the NCUA under certificate #60400.
Learn more about credit unions here.

Is St. Louis Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join St. Louis Community?

Please see Field of Membership information above for information on who is eligible to join.

What are St. Louis Community's share account and share certificate rates?

St. Louis Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is St. Louis Community?

St. Louis Community has total capital of $45.14 million. Full information on St. Louis Community's financial position is located above.

Who owns St. Louis Community?

Credit Unions are owned by their members.

Where are St. Louis Community branches located?

See branch locations nearby.

Are St. Louis Community ATMs Open 24/7?

Do St. Louis Community ATMs accept cash deposits?

Can St. Louis Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does St. Louis Community have a mobile app?

Does St. Louis Community have mobile deposit?

Does St. Louis Community have quick pay?

How can St. Louis Community transfer money to other banks or credit unions?

Does St. Louis Community report to credit bureaus?

Does St. Louis Community use Chexsystems?

Does St. Louis Community use Equifax?

What is St. Louis Community's toll free phone number?

What is St. Louis Community's ACH Routing Number?

What is St. Louis Community's SWIFT code?

Where can I find St. Louis Community's wire transfer form?

What is the St. Louis Community address for deposits?

What Products Does St. Louis Community Offer

Does St. Louis Community offer mortgages?

Compare mortgage rates here.

Does St. Louis Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does St. Louis Community offer auto and RV loans?

Compare auto loan rates here.

Does St. Louis Community offer student loans or personal loans?

Compare personal loan rates here.

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