Stagepoint Federal Credit Union

Headquarters

365 N 3rd St
Laramie, WY 82072
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.40% 0.75% →
2-Year CD 0.75% 0.80% →
5-Year CD 1.26% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Stagepoint is an NCUA insured institution located in Laramie, WY. It was founded in 1935 and has approximately $68.49 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 687
Date Established 1935
Assets $68.49 million
Loans $50.22 million
Deposits $62.96 million
Capital $5.45 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Albany County or Carbon County, Wyoming or Jackson County, Colorado.

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $5 - Learn More
Money Market
0.10% $2,500 $14,999 Learn More
Money Market
0.15% $15,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $500 - Learn More
12 Mo CD
0.25% $500 $14,999 Learn More
12 Mo CD
0.40% $100,000 $250,000 Learn More
18 Mo CD
0.30% $500 $14,999 Learn More
18 Mo CD
0.50% $100,000 $250,000 Learn More
24 Mo CD
0.40% $500 $14,999 Learn More
24 Mo CD
0.75% $100,000 $250,000 Learn More
36 Mo CD
0.50% $500 $14,999 Learn More
36 Mo CD
1.00% $100,000 $250,000 Learn More
48 Mo CD
0.75% $500 $14,999 Learn More
48 Mo CD
1.11% $100,000 $250,000 Learn More
60 Mo CD
1.01% $500 $14,999 Learn More
60 Mo CD
1.26% $100,000 $250,000 Learn More
Checking Rates APY MIN FEE
Ultimate Checking 1.25% $0 $0.00 Learn MoreShow Less

Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STAGEPOINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
3.172% 3.100% 0.88 $2,315 $1,068 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to STAGEPOINT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Stagepoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Stagepoint Locations



Climate Initiatives

STAGEPOINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Stagepoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stagepoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stagepoint U.S. Average
5.85% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Stagepoint had $334,293 in non-current loans and $12,055 in owned assets. To cover these potential losses it had $5,445,168 in net worth and $475,688 in loans loss reserves. That gives it a Texas Ratio of 5.85%.

Net Worth
Stagepoint U.S. Average
7.94% 12.22%

Stagepoint FCU has a net worth of 7.94% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Stagepoint

Branches and Savings

What is Stagepoint?

A federal credit union, registered with the NCUA under certificate #687.
Learn more about credit unions here.

Is Stagepoint FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Stagepoint is insured by the NCUA.

Who can join Stagepoint?

Please see Field of Membership information above for information on who is eligible to join.

What are Stagepoint's share account and share certificate rates?

Stagepoint's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Stagepoint?

Stagepoint has total capital of $5.45 million. Full information on Stagepoint's financial position is located above.

Who owns Stagepoint?

Credit Unions are owned by their members.

Where are Stagepoint branches located?

See branch locations nearby.

Are Stagepoint ATMs Open 24/7?

Do Stagepoint ATMs accept cash deposits?

Can Stagepoint customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Stagepoint have a mobile app?

Does Stagepoint have mobile deposit?

Does Stagepoint have quick pay?

How can Stagepoint transfer money to other banks or credit unions?

Does Stagepoint report to credit bureaus?

Does Stagepoint use Chexsystems?

Does Stagepoint use Equifax?

What is Stagepoint's toll free phone number?

What is Stagepoint's ACH Routing Number?

What is Stagepoint's SWIFT code?

Where can I find Stagepoint's wire transfer form?

What is the Stagepoint address for deposits?

What Products Does Stagepoint Offer

Does Stagepoint offer mortgages?

Compare mortgage rates here.

Does Stagepoint offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Stagepoint offer auto and RV loans?

Compare auto loan rates here.

Does Stagepoint offer student loans or personal loans?

Compare personal loan rates here.

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