Stagepoint Federal Credit Union


365 N 3rd St
Laramie, WY 82072
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 0.40% 5.41% →
2-Year CD 0.75% 5.25% →
5-Year CD 1.26% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Stagepoint is an NCUA insured institution located in Laramie, WY. It was founded in 1935 and has approximately $81.88 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 687
Date Established 1935
Assets $81.88 million
Loans $69.10 million
Deposits $74.70 million
Capital $7.17 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Albany County or Carbon County, Wyoming or Jackson County, Colorado.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $5 - Learn More
Money Market
0.10% $2,500 $14,999 Learn More
Money Market
0.15% $15,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $500 - Learn More
12 Mo CD
0.25% $500 $14,999 Learn More
12 Mo CD
0.40% $100,000 $250,000 Learn More
18 Mo CD
0.30% $500 $14,999 Learn More
18 Mo CD
0.50% $100,000 $250,000 Learn More
24 Mo CD
0.40% $500 $14,999 Learn More
24 Mo CD
0.75% $100,000 $250,000 Learn More
36 Mo CD
0.50% $500 $14,999 Learn More
36 Mo CD
1.00% $100,000 $250,000 Learn More
48 Mo CD
0.75% $500 $14,999 Learn More
48 Mo CD
1.11% $100,000 $250,000 Learn More
60 Mo CD
1.01% $500 $14,999 Learn More
60 Mo CD
1.26% $100,000 $250,000 Learn More
Checking Rates APY MIN FEE
Ultimate Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Stagepoint

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
6.427% 6.250% 0.88 $6,000 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,655 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Stagepoint
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Stagepoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Stagepoint Locations

Climate Policy and Initiatives

STAGEPOINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your BestCashCow account


Financial Details

Stagepoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stagepoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stagepoint U.S. Average
16.33% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Stagepoint had $816,193 in non-current loans and $442,452 in owned assets. To cover these potential losses it had $7,165,440 in net worth and $542,454 in loans loss reserves. That gives it a Texas Ratio of 16.33%.

Net Worth
Stagepoint U.S. Average
8.75% 13.62%

Stagepoint FCU has a net worth of 8.75% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Stagepoint

There are currently no comments for STAGEPOINT. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

or use your BestCashCow account