Stagepoint Federal Credit Union


365 N 3rd St
Laramie, WY 82072
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 6.25% →
1-Year CD 0.40% 5.20% →
2-Year CD 0.75% 5.10% →
5-Year CD 1.26% 4.50% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Stagepoint is an NCUA insured institution located in Laramie, WY. It was founded in 1935 and has approximately $75.93 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 687
Date Established 1935
Assets $75.93 million
Loans $65.39 million
Deposits $69.07 million
Capital $6.71 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Albany County or Carbon County, Wyoming or Jackson County, Colorado.

Deposit Rates - March 26, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $5 - Learn More
Money Market
0.10% $2,500 $14,999 Learn More
Money Market
0.15% $15,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $500 - Learn More
12 Mo CD
0.25% $500 $14,999 Learn More
12 Mo CD
0.40% $100,000 $250,000 Learn More
18 Mo CD
0.30% $500 $14,999 Learn More
18 Mo CD
0.50% $100,000 $250,000 Learn More
24 Mo CD
0.40% $500 $14,999 Learn More
24 Mo CD
0.75% $100,000 $250,000 Learn More
36 Mo CD
0.50% $500 $14,999 Learn More
36 Mo CD
1.00% $100,000 $250,000 Learn More
48 Mo CD
0.75% $500 $14,999 Learn More
48 Mo CD
1.11% $100,000 $250,000 Learn More
60 Mo CD
1.01% $500 $14,999 Learn More
60 Mo CD
1.26% $100,000 $250,000 Learn More
Checking Rates APY MIN FEE
Ultimate Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - March 26, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Stagepoint

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
5.778% 5.690% 1.00 $2,412 $1,450 Learn More
NMLS ID: 1907
6.048% 5.875% 0.88 $4,688 $1,479 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.632% 6.500% 0.88 $3,438 $1,581 Learn More
NMLS ID: Not lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

Note to Stagepoint
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Below are Stagepoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Stagepoint Locations

Climate Initiatives

STAGEPOINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Stagepoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stagepoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stagepoint U.S. Average
14.22% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Stagepoint had $826,909 in non-current loans and $193,895 in owned assets. To cover these potential losses it had $6,713,346 in net worth and $462,852 in loans loss reserves. That gives it a Texas Ratio of 14.22%.

Net Worth
Stagepoint U.S. Average
8.84% 12.52%

Stagepoint FCU has a net worth of 8.84% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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