STANWOOD AREA

Headquarters

444 Arona Rd
New Stanton, PA 15672
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.00% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Stanwood Area is an NCUA insured institution located in New Stanton, PA. It was founded in 1940 and has approximately $12.27 millions in assets.

NCUA Insured Yes
Charter Number # # 4088
Date Established 1940
Assets $12.27 million
Loans $5.14 million
Deposits $10.70 million
Capital $1.53 million
 

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Stanwood Area

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Note to Stanwood Area
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Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STANWOOD AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to STANWOOD AREA
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Branches

Below are Stanwood Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Stanwood Area Locations


Financial Details

Stanwood Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stanwood Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stanwood Area U.S. Average
2.36% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Stanwood Area had $37,841 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,532,608 in net worth and $73,303 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Net Worth
Stanwood Area U.S. Average
12.49% 13.61%

Stanwood Area FCU has a net worth of 12.49% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Stanwood Area

Branches and Savings

What is Stanwood Area?

A federal credit union, registered with the NCUA under certificate #4088.
Learn more about credit unions here.

Is Stanwood Area FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Stanwood Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Stanwood Area's share account and share certificate rates?

Stanwood Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Stanwood Area?

Stanwood Area has total capital of $1.53 million. Full information on Stanwood Area's financial position is located above.

Who owns Stanwood Area?

Credit Unions are owned by their members.

Where are Stanwood Area branches located?

See branch locations nearby.

Are Stanwood Area ATMs Open 24/7?

Do Stanwood Area ATMs accept cash deposits?

Can Stanwood Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Stanwood Area have a mobile app?

Does Stanwood Area have mobile deposit?

Does Stanwood Area have quick pay?

How can Stanwood Area transfer money to other banks or credit unions?

Does Stanwood Area report to credit bureaus?

Does Stanwood Area use Chexsystems?

Does Stanwood Area use Equifax?

What is Stanwood Area's toll free phone number?

What is Stanwood Area's ACH Routing Number?

What is Stanwood Area's SWIFT code?

Where can I find Stanwood Area's wire transfer form?

What is the Stanwood Area address for deposits?

What Products Does Stanwood Area Offer

Does Stanwood Area offer mortgages?

Compare mortgage rates here.

Does Stanwood Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Stanwood Area offer auto and RV loans?

Compare auto loan rates here.

Does Stanwood Area offer student loans or personal loans?

Compare personal loan rates here.

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