State Department

1630 King Street
Alexandria, VA 22314

Overview
Membership
Savings Rates
Loan Rates
Branches
Financial Details
Articles
Reviews

Overview

General Credit Union Information


NCUA Insured	Yes
Charter Number #	# 435
Date Established	1935
Assets	$1,761.68 million
Loans	$812.31 million
Deposits	$1,440.31 million
Capital	$154.68 million

State Department is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $1761.68 millions in assets.

Who can join?

You may join SDFCU if you are an employee of The Department of State or one of the following organizations.

If you are not eligible to join through any of the listed groups or affiliations, anyone can join SDFCU through the American Consumer Council (ACC), a nonprofit advocacy group.

List of organizations:
https://www.sdfcu.org/join
(List under "who can join?"

Field of Membership Restrictions

Membership in State Department Federal Credit Union is open to anyone through joining the American Consumer Council (available when opening an account). Membership is also open to employees of the U.S. State Department or other select organizations and to family of existing members.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates	APY	MIN	MAX
6 Mo CD 10K	0.75%	$500	$99,999	Learn MoreShow Less
12MCD10K	1.31%	$500	$99,999	Learn MoreShow Less
Compare with 1.40% APY 12 Month CD from Synchrony Bank
24 Mo CD 10K	1.56%	$500	$99,999	Learn MoreShow Less
Compare with 1.65% APY 2 Year CD from Synchrony Bank
30 Mo CD 10K	1.45%	$500	$99,999	Learn MoreShow Less
36 Mo CD 10K	1.70%	$500	$99,999	Learn MoreShow Less
Compare with 1.85% APY 3 Year CD from Synchrony Bank
48 Mo CD 10K	1.81%	$500	$99,999	Learn MoreShow Less
Compare with 2.00% APY 4 Year CD from Synchrony Bank
60 Mo CD 10K	2.07%	$500	$99,999	Learn MoreShow Less
Compare with 2.35% APY 60 Month CD from Synchrony Bank

Savings Rates	APY	MIN	MAX
Savings 2.5K	0.10%	$1	-	Learn MoreShow Less
Compare with 1.20% APY High Yield Savings from Synchrony Bank

Fixed IRA Rates	APY	MIN	MAX
Fixed IRA 0K	1.31%	$500	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
Var IRA 0K	0.50%	$1,000	-	Learn MoreShow Less

MM Rates	APY	MIN	MAX
MM 2.5K	0.35%	$2,000	$9,999	Learn MoreShow Less
MM 10K	0.35%	$10,000	$24,999	Learn MoreShow Less
MM 25K	0.35%	$25,000	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Int Ckg 0K	0.40%	$2,000	-	Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for STATE DEPARTMENT

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Branches

Below are State Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

State Department Locations

Financial Details

State Department Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of State Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio

State Department	U.S. Average
2.23%	7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, State Department had $3,266,497 in non-current loans and $248,000 in owned assets. To cover these potential losses it had $154,679,906 in net worth and $2,963,844 in loans loss reserves. That gives it a Texas Ratio of 2.23%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth

State Department	U.S. Average
9.36%	13.06%

State Department FCU has a net worth of 9.36% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.