State Department Federal Credit Union

Headquarters

1630 King Street
Alexandria, VA 22314
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 5.20% 5.25% →
2-Year CD 4.63% 4.50% →
5-Year CD 4.37% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

State Department is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $2845.99 millions in assets.

Who can join?

You may join SDFCU if you are an employee of The Department of State or one of the following organizations.

If you are not eligible to join through any of the listed groups or affiliations, anyone can join SDFCU through the American Consumer Council (ACC), a nonprofit advocacy group.

List of organizations:
https://www.sdfcu.org/join
(List under "who can join?"

NCUA Insured Yes / Federally Chartered
Charter Number # # 435
Date Established 1935
Assets $2,845.99 million
Loans $1,443.30 million
Deposits $2,287.96 million
Capital $301.80 million
 

Field of Membership Restrictions

Membership in State Department Federal Credit Union is open to anyone through joining the American Consumer Council (available when opening an account). Membership is also open to employees of the U.S. State Department or other select organizations and to family of existing members.

Deposit Rates - October 11, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.05% $0 - Learn More
Money Market
1.21% $2,000 $9,999 Learn More
Money Market
1.21% $10,000 $24,999 Learn More
Money Market
1.21% $25,000 - Learn More
Premium Money Market Account
1.26% $25,000 $49,999 Learn More
Premium Money Market Account
1.51% $50,000 $99,999 Learn More
Premium Money Market Account
2.02% $100,000 $249,999 Learn More
Premium Money Market Account
3.56% $250,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.50% $500 $99,999 Learn More
6 Mo CD
4.40% $100,000 - Learn More
12 Mo CD
4.78% $500 $99,999 Learn More
12 Mo CD
5.20% $100,000 - Learn More
15 Months
5.20% $500 $99,999 Learn More
15 Months Jumbo
5.20% $100,000 - Learn More
17 Months Bump Up
4.16% $500 $99,999 Learn More
17 Months Bump Up Jumbo
4.37% $100,000 - Learn More
24 Mo CD
4.42% $500 $99,999 Learn More
24 Mo CD
4.63% $100,000 - Learn More
30 Mo CD
3.91% $500 $99,999 Learn More
30 Mo CD
4.11% $100,000 - Learn More
36 Mo CD
4.16% $500 $99,999 Learn More
36 Mo CD
4.37% $100,000 - Learn More
48 Mo CD
4.16% $500 $99,999 Learn More
48 Mo CD
4.37% $100,000 - Learn More
60 Mo CD
4.06% $500 $99,999 Learn More
60 Mo CD
4.37% $100,000 - Learn More

Loan Rates - October 11, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for State Department

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Foundation Home Loans, LLC
NMLS ID: 2559614
License#: MC-7844
6.111% 6.000% 0.88 $3,884 $1,919 Learn More
PenFed Credit Union
NMLS ID: 401822
6.541% 6.375% 0.75 $5,600 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.588% 6.490% 0.75 $3,276 $2,021 Learn More
Rocket Mortgage
NMLS ID: 3030
6.847% 6.750% 1.00 $3,200 $2,076 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to State Department
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are State Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

STATE DEPARTMENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

State Department Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of State Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
State Department U.S. Average
5.00% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, State Department had $15,302,261 in non-current loans and $90,000 in owned assets. To cover these potential losses it had $301,798,697 in net worth and $6,089,474 in loans loss reserves. That gives it a Texas Ratio of 5.00%.

Net Worth
State Department U.S. Average
10.58% 13.93%

State Department FCU has a net worth of 10.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for State Department

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