STATE DEPARTMENT

1630 KING STREET
Alexandria, VA 22314

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 435
Date Established 1935
Assets $2,024.93 million
Loans $1,175.08 million
Deposits $1,619.50 million
Capital $209.89 million

State Department is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $2024.93 millions in assets.

Who can join?

You may join SDFCU if you are an employee of The Department of State or one of the following organizations.

If you are not eligible to join through any of the listed groups or affiliations, anyone can join SDFCU through the American Consumer Council (ACC), a nonprofit advocacy group.

List of organizations:
https://www.sdfcu.org/join
(List under "who can join?"

Field of Membership Restrictions

Membership in State Department Federal Credit Union is open to anyone through joining the American Consumer Council (available when opening an account). Membership is also open to employees of the U.S. State Department or other select organizations and to family of existing members.

Deposit Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.80% $2,000 $9,999 Learn MoreShow Less
Money Market
0.80% $10,000 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.90% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.63% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
2.06% $500 $99,999 Learn MoreShow Less
2.42% $500 $99,999 Learn MoreShow Less
2.52% $500 $99,999 Learn MoreShow Less
2.37% $500 $99,999 Learn MoreShow Less
2.63% $500 $99,999 Learn MoreShow Less
2.73% $500 $99,999 Learn MoreShow Less
2.98% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.40% $2,000 - Learn MoreShow Less

Loan Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STATE DEPARTMENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.780% 3.750% 0.38 $912 $1,158 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to STATE DEPARTMENT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are State Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


State Department Locations


Financial Details

State Department Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of State Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
State Department U.S. Average
3.50% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, State Department had $6,976,723 in non-current loans and $575,546 in owned assets. To cover these potential losses it had $209,893,295 in net worth and $5,627,224 in loans loss reserves. That gives it a Texas Ratio of 3.50%.

Net Worth
State Department U.S. Average
10.36% 13.47%

State Department FCU has a net worth of 10.36% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About State Department

Branches and Savings

What is State Department?

A federal credit union, registered with the NCUA under certificate #435.
Learn more about credit unions here.

Is State Department FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join State Department?

Please see Field of Membership information above for information on who is eligible to join.

What are State Department's share account and share certificate rates?

State Department's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is State Department?

State Department has total capital of $209.89 million. Full information on State Department's financial position is located above.

Who owns State Department?

Credit Unions are owned by their members.

Where are State Department branches located?

See branch locations nearby.

Are State Department ATMs Open 24/7?

Do State Department ATMs accept cash deposits?

Can State Department customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does State Department have a mobile app?

Does State Department have mobile deposit?

Does State Department have quick pay?

How can State Department transfer money to other banks or credit unions?

Does State Department report to credit bureaus?

Does State Department use Chexsystems?

Does State Department use Equifax?

What is State Department's toll free phone number?

What is State Department's ACH Routing Number?

What is State Department's SWIFT code?

Where can I find State Department's wire transfer form?

What is the State Department address for deposits?

What Products Does State Department Offer

Does State Department offer mortgages?

Compare mortgage rates here.

Does State Department offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does State Department offer auto and RV loans?

Compare auto loan rates here.

Does State Department offer student loans or personal loans?

Compare personal loan rates here.

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