State Department Federal Credit Union


1630 King Street
Alexandria, VA 22314
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.85% 0.75% →
2-Year CD 0.90% 0.80% →
5-Year CD 1.10% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

State Department is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $2517.58 millions in assets.

Who can join?

You may join SDFCU if you are an employee of The Department of State or one of the following organizations.

If you are not eligible to join through any of the listed groups or affiliations, anyone can join SDFCU through the American Consumer Council (ACC), a nonprofit advocacy group.

List of organizations:
(List under "who can join?"

NCUA Insured Yes / Federally Chartered
Charter Number # # 435
Date Established 1935
Assets $2,517.58 million
Loans $1,149.32 million
Deposits $2,173.78 million
Capital $244.29 million

Field of Membership Restrictions

Membership in State Department Federal Credit Union is open to anyone through joining the American Consumer Council (available when opening an account). Membership is also open to employees of the U.S. State Department or other select organizations and to family of existing members.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.60% $2,500 $2,999 Learn More
Money Market
0.60% $10,000 $14,999 Learn More
Money Market
0.70% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STATE DEPARTMENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
3.118% 3.050% 0.88 $2,190 $1,061 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are State Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

State Department Locations

Climate Initiatives

STATE DEPARTMENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

State Department Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of State Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
State Department U.S. Average
2.42% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, State Department had $5,974,466 in non-current loans and $175,000 in owned assets. To cover these potential losses it had $244,288,802 in net worth and $9,390,688 in loans loss reserves. That gives it a Texas Ratio of 2.42%.

Net Worth
State Department U.S. Average
9.7% 12.22%

State Department FCU has a net worth of 9.7% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About State Department

Branches and Savings

What is State Department?

A federal credit union, registered with the NCUA under certificate #435.
Learn more about credit unions here.

Is State Department FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. State Department is insured by the NCUA.

Who can join State Department?

Please see Field of Membership information above for information on who is eligible to join.

What are State Department's share account and share certificate rates?

State Department's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is State Department?

State Department has total capital of $244.29 million. Full information on State Department's financial position is located above.

Who owns State Department?

Credit Unions are owned by their members.

Where are State Department branches located?

See branch locations nearby.

Are State Department ATMs Open 24/7?

Do State Department ATMs accept cash deposits?

Can State Department customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does State Department have a mobile app?

Does State Department have mobile deposit?

Does State Department have quick pay?

How can State Department transfer money to other banks or credit unions?

Does State Department report to credit bureaus?

Does State Department use Chexsystems?

Does State Department use Equifax?

What is State Department's toll free phone number?

What is State Department's ACH Routing Number?

What is State Department's SWIFT code?

Where can I find State Department's wire transfer form?

What is the State Department address for deposits?

What Products Does State Department Offer

Does State Department offer mortgages?

Compare mortgage rates here.

Does State Department offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does State Department offer auto and RV loans?

Compare auto loan rates here.

Does State Department offer student loans or personal loans?

Compare personal loan rates here.

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