State Department Federal Credit Union
1630 King Street
Alexandria, VA 22314
See all branch locations →
2022 Overview
General Credit Union Information
State Department is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $2625.85 millions in assets.
Who can join?
You may join SDFCU if you are an employee of The Department of State or one of the following organizations.
If you are not eligible to join through any of the listed groups or affiliations, anyone can join SDFCU through the American Consumer Council (ACC), a nonprofit advocacy group.
List of organizations:
https://www.sdfcu.org/join
(List under "who can join?"
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 435 |
| Date Established | 1935 |
| Assets | $2,625.85 million |
| Loans | $1,195.16 million |
| Deposits | $2,235.47 million |
| Capital | $256.12 million |
Field of Membership Restrictions
Deposit Rates - June 28, 2022
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.60% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.60% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.70% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.85% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.85% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
Learn More
|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
Learn More
|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
Learn More
|
Loan Rates - June 28, 2022
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for STATE DEPARTMENT
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
6.118% | 5.990% | 0.88 | $3,438 | $1,498 | Learn More |
NMLS ID: 3030 |
6.254% | 6.125% | 0.88 | $3,438 | $1,520 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
5.482% | 5.375% | 0.75 | $2,978 | $1,400 | Learn More |
NMLS ID: 424182 |
5.569% | 5.500% | 0.75 | $1,902 | $1,420 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to STATE DEPARTMENT
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are State Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
STATE DEPARTMENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
State Department Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of State Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| State Department | U.S. Average |
|---|---|
| 4.88% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, State Department had $12,837,116 in non-current loans and $90,000 in owned assets. To cover these potential losses it had $256,119,354 in net worth and $8,632,645 in loans loss reserves. That gives it a Texas Ratio of 4.88%.
Net Worth
| State Department | U.S. Average |
|---|---|
| 9.75% | 12.36% |
State Department FCU has a net worth of 9.75% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for STATE DEPARTMENT
There are currently no comments for STATE DEPARTMENT. Be the first to share your experience. Please provide comments that will help others.
Add Your Review