P O Box 320483
Flowood, MS 39232
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.95% →
1-Year CD 0.20% 1.01% →
2-Year CD 0.25% 0.95% →
5-Year CD 0.25% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Statewide is an NCUA insured institution located in Flowood, MS. It was founded in 1949 and has approximately $139.23 millions in assets.

NCUA Insured Yes
Charter Number # # 6369
Date Established 1949
Assets $139.23 million
Loans $79.56 million
Deposits $125.00 million
Capital $12.30 million

Field of Membership Restrictions

Must be an employee of the USDA of Mississippi, U.S. Forest Service, and other groups and organizations listed.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.02% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
30 Mo CD
0.25% $10,000 $14,999 Learn More
30 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.25% $10,000 $14,999 Learn More
36 Mo CD
0.25% $100,000 $199,999 Learn More
48 Mo CD
0.25% $10,000 $14,999 Learn More
48 Mo CD
0.25% $100,000 $199,999 Learn More
60 Mo CD
0.25% $10,000 $14,999 Learn More
60 Mo CD
0.25% $100,000 $199,999 Learn More

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STATEWIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More
First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,172 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Statewide branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Statewide Locations

Financial Details

Statewide Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Statewide. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Statewide U.S. Average
6.62% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Statewide had $824,932 in non-current loans and $10,885 in owned assets. To cover these potential losses it had $12,299,227 in net worth and $323,103 in loans loss reserves. That gives it a Texas Ratio of 6.62%.

Net Worth
Statewide U.S. Average
8.83% 13.61%

Statewide FCU has a net worth of 8.83% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Statewide

Branches and Savings

What is Statewide?

A federal credit union, registered with the NCUA under certificate #6369.
Learn more about credit unions here.

Is Statewide FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Statewide?

Please see Field of Membership information above for information on who is eligible to join.

What are Statewide's share account and share certificate rates?

Statewide's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Statewide?

Statewide has total capital of $12.30 million. Full information on Statewide's financial position is located above.

Who owns Statewide?

Credit Unions are owned by their members.

Where are Statewide branches located?

See branch locations nearby.

Are Statewide ATMs Open 24/7?

Do Statewide ATMs accept cash deposits?

Can Statewide customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Statewide have a mobile app?

Does Statewide have mobile deposit?

Does Statewide have quick pay?

How can Statewide transfer money to other banks or credit unions?

Does Statewide report to credit bureaus?

Does Statewide use Chexsystems?

Does Statewide use Equifax?

What is Statewide's toll free phone number?

What is Statewide's ACH Routing Number?

What is Statewide's SWIFT code?

Where can I find Statewide's wire transfer form?

What is the Statewide address for deposits?

What Products Does Statewide Offer

Does Statewide offer mortgages?

Compare mortgage rates here.

Does Statewide offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Statewide offer auto and RV loans?

Compare auto loan rates here.

Does Statewide offer student loans or personal loans?

Compare personal loan rates here.

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