STEEL VALLEY

3840 PEARL RD
Cleveland, OH 44109

Notable Rates APY Vs.Others
Savings 0.05% 2.30% →
1-Year CD 0.25% 2.25% →
2-Year CD 1.00% 2.50% →
5-Year CD 2.01% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Steel Valley is an NCUA insured institution located in Cleveland, OH. It was founded in 1966 and has approximately $23.84 millions in assets.

NCUA Insured Yes
Charter Number # # 17555
Date Established 1966
Assets $23.84 million
Loans $15.65 million
Deposits $21.14 million
Capital $2.58 million
 

Field of Membership Restrictions

Membership is open to those who live and worship in the communities of Cleveland, Brooklyn, Bedford, Garfield Heights, Maple Heights, South Euclid, Richmond Heights, Lakewood, East Cleveland, Warrensville Heights, Cleveland Heights, University Heights, Euclid, or Warren. Membership is also open to employees of the credit union's sponsors.

Deposit Rates - December 6, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.08% $2,500 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $19,999 Learn MoreShow Less
Money Market
0.15% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.25% $500 $250,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $500 $250,000 Learn MoreShow Less
6 Mo CD
0.15% $500 $250,000 Learn MoreShow Less
12 Mo CD
0.25% $500 $250,000 Learn MoreShow Less
18 Mo CD
0.50% $500 $250,000 Learn MoreShow Less
24 Mo CD
1.00% $500 $250,000 Learn MoreShow Less
36 Mo CD
1.25% $500 $250,000 Learn MoreShow Less
48 Mo CD
2.00% $500 $250,000 Learn MoreShow Less
60 Mo CD
2.01% $500 $250,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $2,499 Learn MoreShow Less

Loan Rates - December 6, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STEEL VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($65) $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.626% 3.625% 0.00 $42 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to STEEL VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Steel Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Steel Valley Locations


Financial Details

Steel Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Steel Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Steel Valley U.S. Average
4.60% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Steel Valley had $102,777 in non-current loans and $21,332 in owned assets. To cover these potential losses it had $2,577,830 in net worth and $120,897 in loans loss reserves. That gives it a Texas Ratio of 4.60%.

Net Worth
Steel Valley U.S. Average
10.81% 13.65%

Steel Valley FCU has a net worth of 10.81% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Steel Valley

Branches and Savings

What is Steel Valley?

A federal credit union, registered with the NCUA under certificate #17555.
Learn more about credit unions here.

Is Steel Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Steel Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Steel Valley's share account and share certificate rates?

Steel Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Steel Valley?

Steel Valley has total capital of $2.58 million. Full information on Steel Valley's financial position is located above.

Who owns Steel Valley?

Credit Unions are owned by their members.

Where are Steel Valley branches located?

See branch locations nearby.

Are Steel Valley ATMs Open 24/7?

Do Steel Valley ATMs accept cash deposits?

Can Steel Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Steel Valley have a mobile app?

Does Steel Valley have mobile deposit?

Does Steel Valley have quick pay?

How can Steel Valley transfer money to other banks or credit unions?

Does Steel Valley report to credit bureaus?

Does Steel Valley use Chexsystems?

Does Steel Valley use Equifax?

What is Steel Valley's toll free phone number?

What is Steel Valley's ACH Routing Number?

What is Steel Valley's SWIFT code?

Where can I find Steel Valley's wire transfer form?

What is the Steel Valley address for deposits?

What Products Does Steel Valley Offer

Does Steel Valley offer mortgages?

Compare mortgage rates here.

Does Steel Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Steel Valley offer auto and RV loans?

Compare auto loan rates here.

Does Steel Valley offer student loans or personal loans?

Compare personal loan rates here.

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