Stoneham Municipal Employees

Headquarters

40 Pine St
Stoneham, MA 02180
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Stoneham Municipal Employees is an NCUA insured institution located in Stoneham, MA. It was founded in 1963 and has approximately $58.36 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15393
Date Established 1963
Assets $58.36 million
Loans $21.89 million
Deposits $51.27 million
Capital $5.85 million
 

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Stoneham Municipal Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Stoneham Municipal Employees

Note to Stoneham Municipal Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STONEHAM MUNICIPAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,730 $1,005 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to STONEHAM MUNICIPAL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Stoneham Municipal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Stoneham Municipal Employees Locations


Financial Details

Stoneham Municipal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stoneham Municipal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stoneham Municipal Employees U.S. Average
0.05% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Stoneham Municipal Employees had $2,892 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,845,973 in net worth and $92,642 in loans loss reserves. That gives it a Texas Ratio of 0.05%.

Net Worth
Stoneham Municipal Employees U.S. Average
10.01% 12.67%

Stoneham Municipal Employees FCU has a net worth of 10.01% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Stoneham Municipal Employees

Branches and Savings

What is Stoneham Municipal Employees?

A federal credit union, registered with the NCUA under certificate #15393.
Learn more about credit unions here.

Is Stoneham Municipal Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Stoneham Municipal Employees is insured by the NCUA.

Who can join Stoneham Municipal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Stoneham Municipal Employees's share account and share certificate rates?

Stoneham Municipal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Stoneham Municipal Employees?

Stoneham Municipal Employees has total capital of $5.85 million. Full information on Stoneham Municipal Employees's financial position is located above.

Who owns Stoneham Municipal Employees?

Credit Unions are owned by their members.

Where are Stoneham Municipal Employees branches located?

See branch locations nearby.

Are Stoneham Municipal Employees ATMs Open 24/7?

Do Stoneham Municipal Employees ATMs accept cash deposits?

Can Stoneham Municipal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Stoneham Municipal Employees have a mobile app?

Does Stoneham Municipal Employees have mobile deposit?

Does Stoneham Municipal Employees have quick pay?

How can Stoneham Municipal Employees transfer money to other banks or credit unions?

Does Stoneham Municipal Employees report to credit bureaus?

Does Stoneham Municipal Employees use Chexsystems?

Does Stoneham Municipal Employees use Equifax?

What is Stoneham Municipal Employees's toll free phone number?

What is Stoneham Municipal Employees's ACH Routing Number?

What is Stoneham Municipal Employees's SWIFT code?

Where can I find Stoneham Municipal Employees's wire transfer form?

What is the Stoneham Municipal Employees address for deposits?

What Products Does Stoneham Municipal Employees Offer

Does Stoneham Municipal Employees offer mortgages?

Compare mortgage rates here.

Does Stoneham Municipal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Stoneham Municipal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Stoneham Municipal Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Stoneham Municipal Employees

There are currently no comments for Stoneham Municipal Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →