Strategic

Headquarters

22110 Pacific Blvd Ste 100
Sterling, VA 20166
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Strategic is an NCUA insured institution located in Sterling, VA. It was founded in 1973 and has approximately $22.56 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 21319
Date Established 1973
Assets $22.56 million
Loans $15.29 million
Deposits $20.87 million
Capital $1.67 million
 

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Strategic

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STRATEGIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.789% 2.750% 0.50 $1,278 $1,021 Learn More
First Internet Bank
NMLS ID: 424182
2.782% 2.750% 0.38 $1,045 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to STRATEGIC
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Strategic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Strategic Locations


Financial Details

Strategic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Strategic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Strategic U.S. Average
0.72% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Strategic had $12,353 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,665,792 in net worth and $38,189 in loans loss reserves. That gives it a Texas Ratio of 0.72%.

Net Worth
Strategic U.S. Average
7.38% 12.67%

Strategic FCU has a net worth of 7.38% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Strategic

Branches and Savings

What is Strategic?

A federal credit union, registered with the NCUA under certificate #21319.
Learn more about credit unions here.

Is Strategic FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Strategic is insured by the NCUA.

Who can join Strategic?

Please see Field of Membership information above for information on who is eligible to join.

What are Strategic's share account and share certificate rates?

Strategic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Strategic?

Strategic has total capital of $1.67 million. Full information on Strategic's financial position is located above.

Who owns Strategic?

Credit Unions are owned by their members.

Where are Strategic branches located?

See branch locations nearby.

Are Strategic ATMs Open 24/7?

Do Strategic ATMs accept cash deposits?

Can Strategic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Strategic have a mobile app?

Does Strategic have mobile deposit?

Does Strategic have quick pay?

How can Strategic transfer money to other banks or credit unions?

Does Strategic report to credit bureaus?

Does Strategic use Chexsystems?

Does Strategic use Equifax?

What is Strategic's toll free phone number?

What is Strategic's ACH Routing Number?

What is Strategic's SWIFT code?

Where can I find Strategic's wire transfer form?

What is the Strategic address for deposits?

What Products Does Strategic Offer

Does Strategic offer mortgages?

Compare mortgage rates here.

Does Strategic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Strategic offer auto and RV loans?

Compare auto loan rates here.

Does Strategic offer student loans or personal loans?

Compare personal loan rates here.

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