Streator, IL 61364
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Notable Rates APY Vs.Others
Savings 0.25% 0.95% →
1-Year CD 0.60% 1.01% →
2-Year CD 0.90% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Streator Onized is an NCUA insured institution located in Streator, IL. It was founded in 1940 and has approximately $265.23 millions in assets.

Who can join?

Membership is open to anyone residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam and Bureau Counties including all relatives.

NCUA Insured Yes
Charter Number # # 68226
Date Established 1940
Assets $265.23 million
Loans $210.12 million
Deposits $227.13 million
Capital $36.71 million

Field of Membership Restrictions

Membership is open to those who live or work in Livingston, LaSalle, Marshall, Grundy, Woodford, Putnam, Bureau, and McLean Counties.

Deposit Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
Special: 13 Mo CD
0.80% $500 - Learn More
Special: 18 Mo CD
0.80% $500 - Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
Special: 24 Mo CD
0.90% $500 - Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.35% $1 $499 Learn MoreShow Less
Special: 13 Mo FIRA
0.80% $500 - Learn MoreShow Less

Loan Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STREATOR ONIZED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.666% 2.625% 0.50 $1,335 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Streator Onized branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Streator Onized Locations

Financial Details

Streator Onized Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Streator Onized. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Streator Onized U.S. Average
2.58% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Streator Onized had $975,535 in non-current loans and $28,967 in owned assets. To cover these potential losses it had $36,706,553 in net worth and $2,153,104 in loans loss reserves. That gives it a Texas Ratio of 2.58%.

Net Worth
Streator Onized U.S. Average
13.83% 13.61%

Streator Onized FCU has a net worth of 13.83% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Streator Onized

Branches and Savings

What is Streator Onized?

A federal credit union, registered with the NCUA under certificate #68226.
Learn more about credit unions here.

Is Streator Onized FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Streator Onized?

Please see Field of Membership information above for information on who is eligible to join.

What are Streator Onized's share account and share certificate rates?

Streator Onized's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Streator Onized?

Streator Onized has total capital of $36.71 million. Full information on Streator Onized's financial position is located above.

Who owns Streator Onized?

Credit Unions are owned by their members.

Where are Streator Onized branches located?

See branch locations nearby.

Are Streator Onized ATMs Open 24/7?

Do Streator Onized ATMs accept cash deposits?

Can Streator Onized customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Streator Onized have a mobile app?

Does Streator Onized have mobile deposit?

Does Streator Onized have quick pay?

How can Streator Onized transfer money to other banks or credit unions?

Does Streator Onized report to credit bureaus?

Does Streator Onized use Chexsystems?

Does Streator Onized use Equifax?

What is Streator Onized's toll free phone number?

What is Streator Onized's ACH Routing Number?

What is Streator Onized's SWIFT code?

Where can I find Streator Onized's wire transfer form?

What is the Streator Onized address for deposits?

What Products Does Streator Onized Offer

Does Streator Onized offer mortgages?

Compare mortgage rates here.

Does Streator Onized offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Streator Onized offer auto and RV loans?

Compare auto loan rates here.

Does Streator Onized offer student loans or personal loans?

Compare personal loan rates here.

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