SUNLIGHT

Headquarters

PO BOX 190
Cody, WY 82414
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.91% →
1-Year CD 0.45% 0.85% →
2-Year CD 0.50% 0.95% →
5-Year CD 0.75% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Sunlight is an NCUA insured institution located in Cody, WY. It was founded in 1953 and has approximately $127.11 millions in assets.

NCUA Insured Yes
Charter Number # # 8733
Date Established 1953
Assets $127.11 million
Loans $78.23 million
Deposits $108.74 million
Capital $19.33 million
 

Deposit Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.80% $2,500 $2,999 Learn More
Money Market
0.80% $10,000 $14,999 Learn More
Money Market
0.80% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $10,000 $14,999 Learn More
3 Mo CD
0.50% $100,000 $199,999 Learn More
6 Mo CD
0.25% $500 - Learn More
12 Mo CD
0.45% $500 - Learn More
18 Mo CD
0.45% $500 - Learn More
24 Mo CD
0.50% $500 - Learn More
30 Mo CD
1.71% $10,000 $14,999 Learn More
30 Mo CD
1.71% $100,000 $199,999 Learn More
36 Mo CD
0.50% $500 - Learn More
48 Mo CD
0.50% $500 - Learn More
60 Mo CD
0.75% $500 $10 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SUNLIGHT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,868 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to SUNLIGHT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Sunlight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Sunlight Locations


Financial Details

Sunlight Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sunlight. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sunlight U.S. Average
3.67% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Sunlight had $603,286 in non-current loans and $118,966 in owned assets. To cover these potential losses it had $19,333,878 in net worth and $352,977 in loans loss reserves. That gives it a Texas Ratio of 3.67%.

Net Worth
Sunlight U.S. Average
15.21% 13.61%

Sunlight FCU has a net worth of 15.21% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sunlight

Branches and Savings

What is Sunlight?

A federal credit union, registered with the NCUA under certificate #8733.
Learn more about credit unions here.

Is Sunlight FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sunlight?

Please see Field of Membership information above for information on who is eligible to join.

What are Sunlight's share account and share certificate rates?

Sunlight's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sunlight?

Sunlight has total capital of $19.33 million. Full information on Sunlight's financial position is located above.

Who owns Sunlight?

Credit Unions are owned by their members.

Where are Sunlight branches located?

See branch locations nearby.

Are Sunlight ATMs Open 24/7?

Do Sunlight ATMs accept cash deposits?

Can Sunlight customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sunlight have a mobile app?

Does Sunlight have mobile deposit?

Does Sunlight have quick pay?

How can Sunlight transfer money to other banks or credit unions?

Does Sunlight report to credit bureaus?

Does Sunlight use Chexsystems?

Does Sunlight use Equifax?

What is Sunlight's toll free phone number?

What is Sunlight's ACH Routing Number?

What is Sunlight's SWIFT code?

Where can I find Sunlight's wire transfer form?

What is the Sunlight address for deposits?

What Products Does Sunlight Offer

Does Sunlight offer mortgages?

Compare mortgage rates here.

Does Sunlight offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sunlight offer auto and RV loans?

Compare auto loan rates here.

Does Sunlight offer student loans or personal loans?

Compare personal loan rates here.

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