T & P is an NCUA insured institution located in Big Spring, TX. It was founded in 1947 and has approximately $6.03 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5493 |
| Date Established | 1947 |
| Assets | $6.03 million |
| Loans | $2.73 million |
| Deposits | $5.37 million |
| Capital | $0.62 million |
Your Current Location: Kentucky, KY
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Your Current Location: Kentucky, KY
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Below are T & P branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Flatwoods,Kentucky
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The following ratios and data are available to help you better understand the financial condition of T & P. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| T & P | U.S. Average |
|---|---|
| 2.34% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, T & P had $7,827 in non-current loans and $8,000 in owned assets. To cover these potential losses it had $617,469 in net worth and $57,495 in loans loss reserves. That gives it a Texas Ratio of 2.34%.
| T & P | U.S. Average |
|---|---|
| 10.24% | 14.48% |
T & P FCU has a net worth of 10.24% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 30, 2026
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