Technology Credit Union

Headquarters

2010 N 1st St
San Jose, CA 95131
See all branch locations →

Phone 800-553-0880

Notable Rates APY Vs.Others
Savings 0.20% 1.70% →
1-Year CD 0.70% 2.02% →
2-Year CD 0.80% 2.87% →
5-Year CD 1.00% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Technology is an NCUA insured institution located in San Jose, CA. It was founded in 1960 and has approximately $4123.16 millions in assets.

Who can join?

You can join if you...

Live, work, worship, or attend school in Santa Clara County, San Mateo County, Alameda County, Contra Costa County, Santa Cruz County, or San Francisco County.

Are an employee of a Tech CU Member Company.

Are a relative of or reside with a current Tech CU member.

NCUA Insured Yes / State-Chartered
Charter Number # # 68383
Date Established 1960
Assets $4,123.16 million
Loans $2,936.60 million
Deposits $3,670.12 million
Capital $439.42 million
 

Field of Membership Restrictions

Membership is open through a membership in the Financial Fitness Association ($8 membership fee). Membership is also open to those who live, work, attend school or worship in Santa Clara, Alameda, San Mateo, Santa Cruz, Contra Costa, or San Francisco Counties and to employees of any of the credit union's TechCU@Work Employer Groups.

Deposit Rates - July 6, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 6, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for TECHNOLOGY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.750% 5.625% 0.88 $3,438 $1,440 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More
First Internet Bank
NMLS ID: 424182
5.185% 5.125% 0.63 $1,692 $1,362 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to TECHNOLOGY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Technology Locations



Climate Initiatives

TECHNOLOGY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Technology Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Technology U.S. Average
1.49% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Technology had $6,875,395 in non-current loans and $40,806 in owned assets. To cover these potential losses it had $439,421,153 in net worth and $25,305,330 in loans loss reserves. That gives it a Texas Ratio of 1.49%.

Net Worth
Technology U.S. Average
11.15% 12.36%

Technology FCU has a net worth of 11.15% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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