Technology Credit Union
Headquarters
2010 N 1st St
San Jose, CA 95131
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Phone 800-553-0880
2024 Overview
General Credit Union Information
Technology is an NCUA insured institution located in San Jose, CA. It was founded in 1960 and has approximately $4826.09 millions in assets.
Who can join?
You can join if you...
Live, work, worship, or attend school in Santa Clara County, San Mateo County, Alameda County, Contra Costa County, Santa Cruz County, or San Francisco County.
Are an employee of a Tech CU Member Company.
Are a relative of or reside with a current Tech CU member.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68383 |
| Date Established | 1960 |
| Assets | $4,826.09 million |
| Loans | $3,537.88 million |
| Deposits | $3,698.29 million |
| Capital | $512.50 million |
Field of Membership Restrictions
Membership is open through a membership in the Financial Fitness Association ($8 membership fee). Membership is also open to those who live, work, attend school or worship in Santa Clara, Alameda, San Mateo, Santa Cruz, Contra Costa, or San Francisco Counties and to employees of any of the credit union's TechCU@Work Employer Groups.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.20% | $25 | - |
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|
|
Money Market
|
0.50% | $2,500 | $24,999 |
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|
|
Money Market
|
0.85% | $25,000 | $49,999 |
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|
|
Money Market
|
1.00% | $50,000 | $99,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 5 Month
|
5.00% | $1,000 | - |
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|
| 6 Mo CD
|
2.50% | $1,000 | $94,999 |
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|
| 6 Mo CD
|
2.50% | $95,000 | - |
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|
| 9-11 Month
|
2.75% | $1,000 | $94,999 |
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|
| 9-11 Month Jumbo
|
2.75% | $95,000 | - |
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|
| 10 Month Special
|
5.00% | $1,000 | - |
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|
| 12 Mo CD
|
3.50% | $1,000 | $94,999 |
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|
| 12 Mo CD
|
3.50% | $95,000 | - |
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|
| 15 Month Special
|
5.00% | $1,000 | - |
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|
| 17 Month Special
|
5.25% | $1,000 | - |
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|
| 18 Mo CD
|
3.50% | $1,000 | $94,999 |
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|
| 18 Mo CD
|
3.50% | $95,000 | - |
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|
| 24 Mo CD
|
3.50% | $1,000 | $94,999 |
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|
| 24 Mo CD
|
3.50% | $95,000 | - |
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|
| 30 Mo CD
|
3.50% | $1,000 | $94,999 |
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|
| 30 Mo CD
|
3.50% | $95,000 | - |
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|
| 36 Mo CD
|
3.50% | $1,000 | $94,999 |
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|
| 36 Mo CD
|
3.50% | $95,000 | - |
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|
| 48 Mo CD
|
3.50% | $1,000 | $94,999 |
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|
| 48 Mo CD
|
3.50% | $95,000 | - |
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|
| 60 Mo CD
|
3.65% | $1,000 | $94,999 |
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|
| 60 Mo CD
|
3.65% | $95,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $1,500 | - | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Technology
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Technology
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Branches
Below are Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TECHNOLOGY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Technology Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Technology | U.S. Average |
|---|---|
| 3.20% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Technology had $17,386,124 in non-current loans and $111,524 in owned assets. To cover these potential losses it had $512,504,637 in net worth and $33,745,021 in loans loss reserves. That gives it a Texas Ratio of 3.20%.
Net Worth
| Technology | U.S. Average |
|---|---|
| 10.76% | 13.62% |
Technology FCU has a net worth of 10.76% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Technology
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