2010 N 1ST ST
San Jose, CA 95131
See all branch locations →

Phone 800-553-0880

Notable Rates APY Vs.Others
Savings 0.25% 1.40% →
1-Year CD 1.15% 1.15% →
2-Year CD 1.35% 1.26% →
5-Year CD 1.65% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Technology is an NCUA insured institution located in San Jose, CA. It was founded in 1960 and has approximately $2968.87 millions in assets.

Who can join?

You can join if you...

Live, work, worship, or attend school in Santa Clara County, San Mateo County, Alameda County, Contra Costa County, Santa Cruz County, or San Francisco County.

Are an employee of a Tech CU Member Company.

Are a relative of or reside with a current Tech CU member.

NCUA Insured Yes
Charter Number # # 68383
Date Established 1960
Assets $2,968.87 million
Loans $2,272.59 million
Deposits $2,636.42 million
Capital $317.58 million

Field of Membership Restrictions

Membership is open through a membership in the Financial Fitness Association ($8 membership fee). Membership is also open to those who live, work, attend school or worship in Santa Clara, Alameda, San Mateo, Santa Cruz, Contra Costa, or San Francisco Counties and to employees of any of the credit union's TechCU@Work Employer Groups.

Deposit Rates - July 3, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 - Learn More
Money Market
0.25% $2,500 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $1,000 $94,999 Learn More
3 Mo CD
0.40% $95,000 - Learn More
6 Mo CD
0.70% $1,000 $94,999 Learn More
6 Mo CD
0.70% $95,000 - Learn More
12 Mo CD
1.15% $1,000 $94,999 Learn More
12 Mo CD
1.15% $95,000 - Learn More
18 Mo CD
1.25% $1,000 $94,999 Learn More
18 Mo CD
1.25% $95,000 - Learn More
24 Mo CD
1.35% $1,000 $94,999 Learn More
24 Mo CD
1.35% $95,000 - Learn More
30 Mo CD
1.35% $1,000 $94,999 Learn More
30 Mo CD
1.35% $95,000 - Learn More
36 Mo CD
1.45% $1,000 $94,999 Learn More
36 Mo CD
1.45% $95,000 - Learn More
48 Mo CD
1.55% $1,000 $94,999 Learn More
48 Mo CD
1.55% $95,000 - Learn More
60 Mo CD
1.65% $1,000 $94,999 Learn More
60 Mo CD
1.65% $95,000 - Learn More
Variable IRA Rates APY MIN MAX
0.25% $25 - Learn MoreShow Less
Fixed IRA
1.15% $1,000 $94,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 - Learn MoreShow Less

Loan Rates - July 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TECHNOLOGY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Technology Locations

Financial Details

Technology Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Technology U.S. Average
1.66% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Technology had $5,598,912 in non-current loans and $11,511 in owned assets. To cover these potential losses it had $317,584,748 in net worth and $21,025,888 in loans loss reserves. That gives it a Texas Ratio of 1.66%.

Net Worth
Technology U.S. Average
10.69% 13.86%

Technology FCU has a net worth of 10.69% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Technology

Branches and Savings

What is Technology?

A federal credit union, registered with the NCUA under certificate #68383.
Learn more about credit unions here.

Is Technology FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Technology?

Please see Field of Membership information above for information on who is eligible to join.

What are Technology's share account and share certificate rates?

Technology's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Technology?

Technology has total capital of $317.58 million. Full information on Technology's financial position is located above.

Who owns Technology?

Credit Unions are owned by their members.

Where are Technology branches located?

See branch locations nearby.

Are Technology ATMs Open 24/7?

Do Technology ATMs accept cash deposits?

Can Technology customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Technology have a mobile app?

Does Technology have mobile deposit?

Does Technology have quick pay?

How can Technology transfer money to other banks or credit unions?

Does Technology report to credit bureaus?

Does Technology use Chexsystems?

Does Technology use Equifax?

What is Technology's toll free phone number?

What is Technology's ACH Routing Number?

What is Technology's SWIFT code?

Where can I find Technology's wire transfer form?

What is the Technology address for deposits?

What Products Does Technology Offer

Does Technology offer mortgages?

Compare mortgage rates here.

Does Technology offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Technology offer auto and RV loans?

Compare auto loan rates here.

Does Technology offer student loans or personal loans?

Compare personal loan rates here.

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