TELBEC

Headquarters

3695 Robert C Byrd Dr
Beckley, WV 25801
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Telbec is an NCUA insured institution located in Beckley, WV. It was founded in 1963 and has approximately $13.34 millions in assets.

NCUA Insured Yes
Charter Number # # 15632
Date Established 1963
Assets $13.34 million
Loans $9.46 million
Deposits $12.04 million
Capital $1.30 million
 

Deposit Rates - November 23, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Telbec

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Telbec
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Advertiser Disclosure

Loan Rates - November 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TELBEC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.560% 2.500% 0.75 $1,978 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.588% 2.500% 1.00 $2,902 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to TELBEC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Telbec branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Telbec Locations


Financial Details

Telbec Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Telbec. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Telbec U.S. Average
22.02% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Telbec had $187,278 in non-current loans and $130,529 in owned assets. To cover these potential losses it had $1,296,409 in net worth and $146,536 in loans loss reserves. That gives it a Texas Ratio of 22.02%.

Net Worth
Telbec U.S. Average
9.71% 13.61%

Telbec FCU has a net worth of 9.71% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Telbec

Branches and Savings

What is Telbec?

A federal credit union, registered with the NCUA under certificate #15632.
Learn more about credit unions here.

Is Telbec FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Telbec?

Please see Field of Membership information above for information on who is eligible to join.

What are Telbec's share account and share certificate rates?

Telbec's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Telbec?

Telbec has total capital of $1.30 million. Full information on Telbec's financial position is located above.

Who owns Telbec?

Credit Unions are owned by their members.

Where are Telbec branches located?

See branch locations nearby.

Are Telbec ATMs Open 24/7?

Do Telbec ATMs accept cash deposits?

Can Telbec customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Telbec have a mobile app?

Does Telbec have mobile deposit?

Does Telbec have quick pay?

How can Telbec transfer money to other banks or credit unions?

Does Telbec report to credit bureaus?

Does Telbec use Chexsystems?

Does Telbec use Equifax?

What is Telbec's toll free phone number?

What is Telbec's ACH Routing Number?

What is Telbec's SWIFT code?

Where can I find Telbec's wire transfer form?

What is the Telbec address for deposits?

What Products Does Telbec Offer

Does Telbec offer mortgages?

Compare mortgage rates here.

Does Telbec offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Telbec offer auto and RV loans?

Compare auto loan rates here.

Does Telbec offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Telbec


  • October 27, 2020

    Wisdom

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