Telco Triad Community Credit Union
Headquarters
1420 Tri View Ave
Sioux City, IA 51103
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2024 Overview
General Credit Union Information
Telco Triad Community is an NCUA insured institution located in Sioux City, IA. It was founded in 1945 and has approximately $144.86 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63218 |
| Date Established | 1945 |
| Assets | $144.86 million |
| Loans | $121.12 million |
| Deposits | $130.39 million |
| Capital | $15.07 million |
Field of Membership Restrictions
Membership is open to those who live or work in Clay, Woodbury, Pottawattamie or Plymouth Counties or any county that adjoins with those listed.
Deposit Rates - April 28, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - April 28, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Telco Triad Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Telco Triad Community
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Branches
Below are Telco Triad Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TELCO TRIAD COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Telco Triad Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Telco Triad Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Telco Triad Community | U.S. Average |
|---|---|
| 8.77% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Telco Triad Community had $1,325,165 in non-current loans and $12,500 in owned assets. To cover these potential losses it had $15,068,326 in net worth and $183,076 in loans loss reserves. That gives it a Texas Ratio of 8.77%.
Net Worth
| Telco Triad Community | U.S. Average |
|---|---|
| 10.4% | 13.62% |
Telco Triad Community FCU has a net worth of 10.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Telco Triad Community
Customer's daughter
April 4, 2021
I have been a member here for 30 years and I have a reloadable debit card. They accidentally put an extra $465 on my card. In order to return the money, I incurred a $2 fee, which they claimed they would reimburse me. They lied to me. They finally paid me after they got tired of me hounding them. They left me feeling like I did something wrong. I tried to talk to the CEO about it. He wouldn't return my call until I left a threatening message. Then he told me a few lies, told me I needed a checking account? Left me thinking he could care less. I closed my account there. I believe I would have been better off to give the $465 to charity and just pay the $2 fee.
Show my statement to the CEO and I believe he will know who I am.
Is this review helpful? Yes:1 / No: 1
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