Telco-triad Community

Headquarters

1420 Tri View Ave
Sioux City, IA 51103
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.66% →
1-Year CD 0.75% 0.67% →
2-Year CD 0.85% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Telco-triad Community is an NCUA insured institution located in Sioux City, IA. It was founded in 1945 and has approximately $110.47 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 63218
Date Established 1945
Assets $110.47 million
Loans $61.18 million
Deposits $98.87 million
Capital $12.26 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Clay, Woodbury, Pottawattamie or Plymouth Counties or any county that adjoins with those listed.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TELCO-TRIAD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to TELCO-TRIAD COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Telco-triad Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Telco-triad Community Locations


Financial Details

Telco-triad Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Telco-triad Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Telco-triad Community U.S. Average
3.33% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Telco-triad Community had $359,638 in non-current loans and $53,500 in owned assets. To cover these potential losses it had $12,264,453 in net worth and $156,144 in loans loss reserves. That gives it a Texas Ratio of 3.33%.

Net Worth
Telco-triad Community U.S. Average
11.1% 12.67%

Telco-triad Community FCU has a net worth of 11.1% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Telco-triad Community

Branches and Savings

What is Telco-triad Community?

A credit union, registered with the NCUA under certificate #63218.
Learn more about credit unions here.

Is Telco-triad Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Telco-triad Community is insured by the NCUA.

Who can join Telco-triad Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Telco-triad Community's share account and share certificate rates?

Telco-triad Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Telco-triad Community?

Telco-triad Community has total capital of $12.26 million. Full information on Telco-triad Community's financial position is located above.

Who owns Telco-triad Community?

Credit Unions are owned by their members.

Where are Telco-triad Community branches located?

See branch locations nearby.

Are Telco-triad Community ATMs Open 24/7?

Do Telco-triad Community ATMs accept cash deposits?

Can Telco-triad Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Telco-triad Community have a mobile app?

Does Telco-triad Community have mobile deposit?

Does Telco-triad Community have quick pay?

How can Telco-triad Community transfer money to other banks or credit unions?

Does Telco-triad Community report to credit bureaus?

Does Telco-triad Community use Chexsystems?

Does Telco-triad Community use Equifax?

What is Telco-triad Community's toll free phone number?

What is Telco-triad Community's ACH Routing Number?

What is Telco-triad Community's SWIFT code?

Where can I find Telco-triad Community's wire transfer form?

What is the Telco-triad Community address for deposits?

What Products Does Telco-triad Community Offer

Does Telco-triad Community offer mortgages?

Compare mortgage rates here.

Does Telco-triad Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Telco-triad Community offer auto and RV loans?

Compare auto loan rates here.

Does Telco-triad Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Telco-triad Community


  • April 04, 2021

    I have been a member here for 30 years and I have a reloadable debit card. They accidentally put an extra $465 on my card. In order to return the money, I incurred a $2 fee, which they claimed they would reimburse me. They lied to me. They finally paid me after they got tired of me hounding them. They left me feeling like I did something wrong. I tried to talk to the CEO about it. He wouldn't return my call until I left a threatening message. Then he told me a few lies, told me I needed a checking account? Left me thinking he could care less. I closed my account there. I believe I would have been better off to give the $465 to charity and just pay the $2 fee.

    Show my statement to the CEO and I believe he will know who I am.

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