Texaco Of Houma Credit Union
Our records indicate that this credit union has been acquired by PELICAN STATE.
Headquarters
P.o Box 4253
Houma, LA 70361
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2024 Overview
General Credit Union Information
Texaco Of Houma is an NCUA insured institution located in Houma, LA. It was founded in 1949 and has approximately $3.47 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62927 |
| Date Established | 1949 |
| Assets | $3.47 million |
| Loans | $2.00 million |
| Deposits | $2.66 million |
| Capital | $0.80 million |
Deposit Rates - May 2, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Texaco Of Houma
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Loan Rates - May 2, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Texaco Of Houma
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.584% | 6.500% | 0.88 | $2,803 | $2,023 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Texaco Of Houma
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Branches
Below are Texaco Of Houma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TEXACO OF HOUMA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Texaco Of Houma Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Texaco Of Houma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Texaco Of Houma | U.S. Average |
|---|---|
| 29.89% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Texaco Of Houma had $241,247 in non-current loans and $0 in owned assets. To cover these potential losses it had $803,834 in net worth and $3,383 in loans loss reserves. That gives it a Texas Ratio of 29.89%.
Net Worth
| Texaco Of Houma | U.S. Average |
|---|---|
| 23.18% | 13.62% |
Texaco Of Houma FCU has a net worth of 23.18% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Texaco Of Houma
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