Texas Federal Credit Union


1100 Commerce St Ste 745
Dallas, TX 75242
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD 0.05% 0.80% →
5-Year CD 0.05% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Texas is an NCUA insured institution located in Dallas, TX. It was founded in 1947 and has approximately $62.86 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5497
Date Established 1947
Assets $62.86 million
Loans $22.45 million
Deposits $58.62 million
Capital $3.75 million

Field of Membership Restrictions

Must be an employee of the United States Government who work in or is supervised from Dallas, Texas or be an employee of one of the several selected companies in Dallas, Grand Prairie, Mesquite, Gladewater, White Oak, Longview, Marshall or Harrison County.

Deposit Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

CD Rates (Share Certificate Rates) APY MIN MAX
18 Mo CD
0.05% $10,000 $14,999 Learn More
18 Mo CD
0.05% $100,000 $199,999 Learn More
24 Mo CD
0.05% $10,000 $14,999 Learn More
24 Mo CD
0.05% $100,000 $199,999 Learn More
30 Mo CD
0.05% $10,000 $14,999 Learn More
30 Mo CD
0.05% $100,000 $199,999 Learn More
36 Mo CD
0.05% $10,000 $14,999 Learn More
36 Mo CD
0.05% $100,000 $199,999 Learn More
48 Mo CD
0.05% $10,000 $14,999 Learn More
48 Mo CD
0.05% $100,000 $199,999 Learn More
60 Mo CD
0.05% $10,000 $14,999 Learn More
60 Mo CD
0.05% $100,000 $199,999 Learn More

Loan Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TEXAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.948% 2.875% 1.00 $2,362 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to TEXAS
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Below are Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Climate Initiatives

TEXAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texas U.S. Average
2.07% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Texas had $65,222 in non-current loans and $13,423 in owned assets. To cover these potential losses it had $3,745,902 in net worth and $56,708 in loans loss reserves. That gives it a Texas Ratio of 2.07%.

Net Worth
Texas U.S. Average
6.03% 12.22%

Texas FCU has a net worth of 6.03% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texas

Branches and Savings

What is Texas?

A federal credit union, registered with the NCUA under certificate #5497.
Learn more about credit unions here.

Is Texas FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Texas is insured by the NCUA.

Who can join Texas?

Please see Field of Membership information above for information on who is eligible to join.

What are Texas's share account and share certificate rates?

Texas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texas?

Texas has total capital of $3.75 million. Full information on Texas's financial position is located above.

Who owns Texas?

Credit Unions are owned by their members.

Where are Texas branches located?

See branch locations nearby.

Are Texas ATMs Open 24/7?

Do Texas ATMs accept cash deposits?

Can Texas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texas have a mobile app?

Does Texas have mobile deposit?

Does Texas have quick pay?

How can Texas transfer money to other banks or credit unions?

Does Texas report to credit bureaus?

Does Texas use Chexsystems?

Does Texas use Equifax?

What is Texas's toll free phone number?

What is Texas's ACH Routing Number?

What is Texas's SWIFT code?

Where can I find Texas's wire transfer form?

What is the Texas address for deposits?

What Products Does Texas Offer

Does Texas offer mortgages?

Compare mortgage rates here.

Does Texas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texas offer auto and RV loans?

Compare auto loan rates here.

Does Texas offer student loans or personal loans?

Compare personal loan rates here.

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