Texas Telcom Credit Union

Headquarters

8818 Garland Rd
Dallas, TX 75218
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 2.55% →
1-Year CD 0.80% 2.80% →
2-Year CD 1.00% 3.20% →
5-Year CD 1.40% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Texas Telcom is an NCUA insured institution located in Dallas, TX. It was founded in 1952 and has approximately $65.05 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67490
Date Established 1952
Assets $65.05 million
Loans $28.26 million
Deposits $56.82 million
Capital $9.07 million
 

Field of Membership Restrictions

Membership is open to employees of AT&T Company (Texas), Lucent Technologies and Avaya Communications (Texas, excluding plant employees at 3000 Skyline Drive, Mesquite), and over 100 area employee groups.

Deposit Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.50% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.15% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.40% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TEXAS TELCOM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
5.043% 4.990% 0.63 $1,502 $1,341 Learn More
PADDIO
NMLS ID: 1907
5.301% 5.125% 1.00 $5,000 $1,362 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to TEXAS TELCOM
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Texas Telcom branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Texas Telcom Locations



Climate Initiatives

TEXAS TELCOM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Texas Telcom Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas Telcom. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texas Telcom U.S. Average
4.52% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Texas Telcom had $408,911 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $9,066,375 in net worth and $89,781 in loans loss reserves. That gives it a Texas Ratio of 4.52%.

Net Worth
Texas Telcom U.S. Average
13.94% 12.28%

Texas Telcom FCU has a net worth of 13.94% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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