2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68608
Date Established 1948
Assets $355.02 million
Loans $307.52 million
Deposits $308.35 million
Capital $39.79 million

Texell is an NCUA insured institution located in Temple, TX. It was founded in 1948 and has approximately $355.02 millions in assets.

Who can join?

Membership open to all the following areas and individuals:

- All of Bell County, Texas
- Williamson County, Texas within a 10-mile radius of 1011 S. IH 35, Georgetown or 651 N. Hwy 183, Leander
- Immediate family of current members

Field of Membership Restrictions

Membership is open to everyone in Bell County, and a select areas of Williamson County in Texas.

Deposit Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.55% $10,000 $24,999 Learn MoreShow Less
Money Market
0.60% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
2.40% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
2.30% $1,000 - Learn MoreShow Less
12 Mo CD
2.40% $1,000 - Learn MoreShow Less
24 Mo CD
2.60% $1,000 - Learn MoreShow Less
36 Mo CD
2.70% $1,000 - Learn MoreShow Less
48 Mo CD
2.90% $1,000 - Learn MoreShow Less
60 Mo CD
3.20% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $500 - Learn MoreShow Less

Loan Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEXELL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 134407
License#: MC-5378
4.250% 4.250% 0.00 $0 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to TEXELL
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Texell branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Texell Locations

Financial Details

Texell Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texell. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texell U.S. Average
5.16% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Texell had $2,041,985 in non-current loans and $267,455 in owned assets. To cover these potential losses it had $39,789,208 in net worth and $4,990,930 in loans loss reserves. That gives it a Texas Ratio of 5.16%.

Net Worth
Texell U.S. Average
11.2% 13.61%

Texell FCU has a net worth of 11.2% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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