The Atlantic

37 Market St
Kenilworth, NJ 07033

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 477
Date Established 1935
Assets $236.34 million
Loans $131.69 million
Deposits $196.46 million
Capital $40.14 million

The Atlantic is an NCUA insured institution located in Kenilworth, NJ. It was founded in 1935 and has approximately $236.34 millions in assets.

Who can join?

Field of membership includes:

Anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ.

Any business or legal entity in Union or Essex County, NJ.

Immediate family members are also eligible to open accounts and use all services, regardless of where they live or work.

Immediate Family:
Your spouse, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, as well as anyone living in your household

Field of Membership Restrictions

Our field of membership includes anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ and immediate family of existing members.

Savings Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for The Atlantic

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to The Atlantic
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for The Atlantic, but see these great savings and CD rates:

1.20% APY High Yield Savings from Synchrony Bank
1.40% APY 12 Month CD from Synchrony Bank
1.45% APY 18 Month CD from Synchrony Bank
1.55% APY 15 Month CD from Synchrony Bank
1.65% APY 2 Year CD from Synchrony Bank
1.85% APY 3 Year CD from Synchrony Bank
2.00% APY 4 Year CD from Synchrony Bank
2.35% APY 60 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for THE ATLANTIC

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to THE ATLANTIC

Note to THE ATLANTIC
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are The Atlantic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Atlantic Locations

Financial Details

The Atlantic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Atlantic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
The Atlantic U.S. Average
2.29% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, The Atlantic had $633,605 in non-current loans and $297,600 in owned assets. To cover these potential losses it had $40,140,441 in net worth and $582,100 in loans loss reserves. That gives it a Texas Ratio of 2.29%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
The Atlantic U.S. Average
15.72% 13.06%

The Atlantic FCU has a net worth of 15.72% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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