THE ATLANTIC

37 MARKET ST
Kenilworth, NJ 07033

Notable Rates APY Vs.Others
Savings 0.10% 2.30% →
1-Year CD 0.65% 2.25% →
2-Year CD 1.00% 2.50% →
5-Year CD 1.65% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

The Atlantic is an NCUA insured institution located in Kenilworth, NJ. It was founded in 1935 and has approximately $235.22 millions in assets.

Who can join?

Field of membership includes:

Anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ.

Any business or legal entity in Union or Essex County, NJ.

Immediate family members are also eligible to open accounts and use all services, regardless of where they live or work.

Immediate Family:
Your spouse, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, as well as anyone living in your household

NCUA Insured Yes
Charter Number # # 477
Date Established 1935
Assets $235.22 million
Loans $165.03 million
Deposits $196.33 million
Capital $33.56 million
 

Field of Membership Restrictions

Our field of membership includes anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ and immediate family of existing members.

Deposit Rates - December 10, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.65% $500 - Learn MoreShow Less
Special: 19 Mo FIRA
2.10% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $500 - Learn MoreShow Less
6 Mo CD
0.45% $500 - Learn MoreShow Less
12 Mo CD
0.65% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.10% $500 - Learn MoreShow Less
Special: 19 Mo CD
2.10% $500 - Learn MoreShow Less
24 Mo CD
1.00% $500 - Learn MoreShow Less
36 Mo CD
1.05% $500 - Learn MoreShow Less
48 Mo CD
1.35% $500 - Learn MoreShow Less
60 Mo CD
1.65% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $500 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THE ATLANTIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($362) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to THE ATLANTIC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are The Atlantic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The Atlantic Locations


Financial Details

The Atlantic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Atlantic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The Atlantic U.S. Average
6.09% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, The Atlantic had $1,274,238 in non-current loans and $885,000 in owned assets. To cover these potential losses it had $33,558,903 in net worth and $1,903,932 in loans loss reserves. That gives it a Texas Ratio of 6.09%.

Net Worth
The Atlantic U.S. Average
14.26% 13.65%

The Atlantic FCU has a net worth of 14.26% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The Atlantic

Branches and Savings

What is The Atlantic?

A federal credit union, registered with the NCUA under certificate #477.
Learn more about credit unions here.

Is The Atlantic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join The Atlantic?

Please see Field of Membership information above for information on who is eligible to join.

What are The Atlantic's share account and share certificate rates?

The Atlantic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The Atlantic?

The Atlantic has total capital of $33.56 million. Full information on The Atlantic's financial position is located above.

Who owns The Atlantic?

Credit Unions are owned by their members.

Where are The Atlantic branches located?

See branch locations nearby.

Are The Atlantic ATMs Open 24/7?

Do The Atlantic ATMs accept cash deposits?

Can The Atlantic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The Atlantic have a mobile app?

Does The Atlantic have mobile deposit?

Does The Atlantic have quick pay?

How can The Atlantic transfer money to other banks or credit unions?

Does The Atlantic report to credit bureaus?

Does The Atlantic use Chexsystems?

Does The Atlantic use Equifax?

What is The Atlantic's toll free phone number?

What is The Atlantic's ACH Routing Number?

What is The Atlantic's SWIFT code?

Where can I find The Atlantic's wire transfer form?

What is the The Atlantic address for deposits?

What Products Does The Atlantic Offer

Does The Atlantic offer mortgages?

Compare mortgage rates here.

Does The Atlantic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Atlantic offer auto and RV loans?

Compare auto loan rates here.

Does The Atlantic offer student loans or personal loans?

Compare personal loan rates here.

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