Kenilworth, NJ 07033


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 477
Date Established 1935
Assets $221.85 million
Loans $163.23 million
Deposits $184.58 million
Capital $33.34 million

The Atlantic is an NCUA insured institution located in Kenilworth, NJ. It was founded in 1935 and has approximately $221.85 millions in assets.

Who can join?

Field of membership includes:

Anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ.

Any business or legal entity in Union or Essex County, NJ.

Immediate family members are also eligible to open accounts and use all services, regardless of where they live or work.

Immediate Family:
Your spouse, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, as well as anyone living in your household

Field of Membership Restrictions

Our field of membership includes anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ and immediate family of existing members.

Deposit Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $99,999 Learn MoreShow Less
Fixed IRA
0.65% $500 - Learn MoreShow Less
Special: 19 Mo FIRA
2.80% $500 - Learn MoreShow Less
Special: 37 Mo FIRA
3.35% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $500 - Learn MoreShow Less
6 Mo CD
0.45% $500 - Learn MoreShow Less
Special: 7 Mo CD
2.15% $500 - Learn MoreShow Less
12 Mo CD
0.65% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.75% $500 - Learn MoreShow Less
Special: 19 Mo CD
2.80% $500 - Learn MoreShow Less
24 Mo CD
1.00% $500 - Learn MoreShow Less
36 Mo CD
1.05% $500 - Learn MoreShow Less
Special: 37 Mo CD
3.10% $500 - Learn MoreShow Less
48 Mo CD
3.25% $500 - Learn MoreShow Less
60 Mo CD
1.65% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.35% $500 - Learn MoreShow Less

Loan Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for THE ATLANTIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are The Atlantic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

The Atlantic Locations

Financial Details

The Atlantic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Atlantic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The Atlantic U.S. Average
8.22% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, The Atlantic had $2,417,704 in non-current loans and $606,000 in owned assets. To cover these potential losses it had $33,341,034 in net worth and $3,460,371 in loans loss reserves. That gives it a Texas Ratio of 8.22%.

Net Worth
The Atlantic U.S. Average
15.02% 13.61%

The Atlantic FCU has a net worth of 15.02% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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