The Health & Education

Headquarters

424 Park Pl
Lexington, KY 40511
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.70% →
1-Year CD 0.60% 0.75% →
2-Year CD 0.60% 0.81% →
5-Year CD 0.90% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

The Health & Education is an NCUA insured institution located in Lexington, KY. It was founded in 1956 and has approximately $102.88 millions in assets.

NCUA Insured Yes
Charter Number # # 10800
Date Established 1956
Assets $102.88 million
Loans $32.45 million
Deposits $94.14 million
Capital $12.35 million
 

Field of Membership Restrictions

Membership is open to all county school systems in the Lexington area, Georgetown College, Asbury Seminary, Asbury University, Central Baptist Hospital, Shriners Hospital and other colleges and health care providers.

Deposit Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for THE HEALTH & EDUCATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to THE HEALTH & EDUCATION
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are The Health & Education branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The Health & Education Locations


Financial Details

The Health & Education Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Health & Education. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
The Health & Education U.S. Average
0.57% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, The Health & Education had $71,331 in non-current loans and $0 in owned assets. To cover these potential losses it had $12,353,100 in net worth and $91,714 in loans loss reserves. That gives it a Texas Ratio of 0.57%.

Net Worth
The Health & Education U.S. Average
12% 12.91%

The Health & Education FCU has a net worth of 12% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About The Health & Education

Branches and Savings

What is The Health & Education?

A credit union, registered with the NCUA under certificate #10800.
Learn more about credit unions here.

Is The Health & Education FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join The Health & Education?

Please see Field of Membership information above for information on who is eligible to join.

What are The Health & Education's share account and share certificate rates?

The Health & Education's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is The Health & Education?

The Health & Education has total capital of $12.35 million. Full information on The Health & Education's financial position is located above.

Who owns The Health & Education?

Credit Unions are owned by their members.

Where are The Health & Education branches located?

See branch locations nearby.

Are The Health & Education ATMs Open 24/7?

Do The Health & Education ATMs accept cash deposits?

Can The Health & Education customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does The Health & Education have a mobile app?

Does The Health & Education have mobile deposit?

Does The Health & Education have quick pay?

How can The Health & Education transfer money to other banks or credit unions?

Does The Health & Education report to credit bureaus?

Does The Health & Education use Chexsystems?

Does The Health & Education use Equifax?

What is The Health & Education's toll free phone number?

What is The Health & Education's ACH Routing Number?

What is The Health & Education's SWIFT code?

Where can I find The Health & Education's wire transfer form?

What is the The Health & Education address for deposits?

What Products Does The Health & Education Offer

Does The Health & Education offer mortgages?

Compare mortgage rates here.

Does The Health & Education offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Health & Education offer auto and RV loans?

Compare auto loan rates here.

Does The Health & Education offer student loans or personal loans?

Compare personal loan rates here.

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