Po Box 289
Hastings, MI 49058
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.40% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Thornapple is an NCUA insured institution located in Hastings, MI. It was founded in 1964 and has approximately $49.78 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62196
Date Established 1964
Assets $49.78 million
Loans $33.45 million
Deposits $45.60 million
Capital $3.49 million

Field of Membership Restrictions

Membership is open to those who live or work in Barry or adjacent counties in Michigan.

Deposit Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.65% $1 $499 Learn MoreShow Less

Loan Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for THORNAPPLE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.678% 2.625% 0.75 $1,732 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Thornapple branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Thornapple Locations

Financial Details

Thornapple Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Thornapple. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Thornapple U.S. Average
1.77% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Thornapple had $55,666 in non-current loans and $9,690 in owned assets. To cover these potential losses it had $3,488,445 in net worth and $199,552 in loans loss reserves. That gives it a Texas Ratio of 1.77%.

Net Worth
Thornapple U.S. Average
7% 12.67%

Thornapple FCU has a net worth of 7% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Thornapple

Branches and Savings

What is Thornapple?

A credit union, registered with the NCUA under certificate #62196.
Learn more about credit unions here.

Is Thornapple FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Thornapple is insured by the NCUA.

Who can join Thornapple?

Please see Field of Membership information above for information on who is eligible to join.

What are Thornapple's share account and share certificate rates?

Thornapple's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Thornapple?

Thornapple has total capital of $3.49 million. Full information on Thornapple's financial position is located above.

Who owns Thornapple?

Credit Unions are owned by their members.

Where are Thornapple branches located?

See branch locations nearby.

Are Thornapple ATMs Open 24/7?

Do Thornapple ATMs accept cash deposits?

Can Thornapple customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Thornapple have a mobile app?

Does Thornapple have mobile deposit?

Does Thornapple have quick pay?

How can Thornapple transfer money to other banks or credit unions?

Does Thornapple report to credit bureaus?

Does Thornapple use Chexsystems?

Does Thornapple use Equifax?

What is Thornapple's toll free phone number?

What is Thornapple's ACH Routing Number?

What is Thornapple's SWIFT code?

Where can I find Thornapple's wire transfer form?

What is the Thornapple address for deposits?

What Products Does Thornapple Offer

Does Thornapple offer mortgages?

Compare mortgage rates here.

Does Thornapple offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Thornapple offer auto and RV loans?

Compare auto loan rates here.

Does Thornapple offer student loans or personal loans?

Compare personal loan rates here.

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