Union Pacific California Emp Federal Credit Union


230 W Wilshire Ave, Suite A
Fullerton, CA 92832
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Union Pacific California Emp is an NCUA insured institution located in Fullerton, CA. It was founded in 1935 and has approximately $8.96 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 327
Date Established 1935
Assets $8.96 million
Loans $5.27 million
Deposits $8.04 million
Capital $0.83 million

Deposit Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Union Pacific California Emp

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Loan Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNION PACIFIC CALIFORNIA EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
5.186% 5.125% 0.75 $1,728 $1,362 Learn More

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Union Pacific California Emp Locations

Climate Initiatives

UNION PACIFIC CALIFORNIA EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Union Pacific California Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Union Pacific California Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Union Pacific California Emp U.S. Average
13.08% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Union Pacific California Emp had $113,334 in non-current loans and $0 in owned assets. To cover these potential losses it had $833,817 in net worth and $32,416 in loans loss reserves. That gives it a Texas Ratio of 13.08%.

Net Worth
Union Pacific California Emp U.S. Average
9.3% 12.36%

Union Pacific California Emp FCU has a net worth of 9.3% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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