2024 Overview
General Credit Union Information
Unison is an NCUA insured institution located in Kaukauna, WI. It was founded in 1932 and has approximately $322.67 millions in assets.
Who can join?
You are eligible to become a member if you:
Live or work in Outagamie, Calumet, Brown or Manitowoc counties; the cities or townships of Neenah or Menasha in Winnebago county; or if you have an immediate family member who is currently a Unison Credit Union member.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66851 |
| Date Established | 1932 |
| Assets | $322.67 million |
| Loans | $183.69 million |
| Deposits | $287.47 million |
| Capital | $29.42 million |
Field of Membership Restrictions
Membership is open to those who live or work in Calumet, Outagamie, Brown, or Manitowoc Counties, and the cities or townships of Menasha or Neenah in Winnebago County.
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.25% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.35% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $500 | - |
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|
| 12 Mo CD
|
0.45% | $500 | - |
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|
| 18 Mo CD
|
0.45% | $500 | - |
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|
| 24 Mo CD
|
0.55% | $500 | - |
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|
| 36 Mo CD
|
0.55% | $500 | - |
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|
| 48 Mo CD
|
0.55% | $500 | - |
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|
| 60 Mo CD
|
0.75% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Unison
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.908% | 6.750% | 0.63 | $5,200 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Unison
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Branches
Below are Unison branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNISON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Unison Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Unison. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Unison | U.S. Average |
|---|---|
| 5.19% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Unison had $1,534,069 in non-current loans and $13,050 in owned assets. To cover these potential losses it had $29,417,736 in net worth and $379,754 in loans loss reserves. That gives it a Texas Ratio of 5.19%.
Net Worth
| Unison | U.S. Average |
|---|---|
| 9.5% | 13.62% |
Unison FCU has a net worth of 9.5% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Unison
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