Montclair, CA 91763
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD 0.85% 1.26% →
5-Year CD 1.11% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

United Methodist is an NCUA insured institution located in Montclair, CA. It was founded in 1948 and has approximately $90.23 millions in assets.

NCUA Insured Yes
Charter Number # # 5816
Date Established 1948
Assets $90.23 million
Loans $56.80 million
Deposits $79.77 million
Capital $10.22 million

Field of Membership Restrictions

Must be a member of a church, clergy, staff or lay member in the California-Pacific Conference, Desert Southwest Conference, California-Nevada Conference, Pacific-Northwest Conference, Oregon-Idaho Conference, Rocky Mountain Conference, Yellowstone Conference, New England Conference, Missouri Conference, the Alaska Missionary Conference of the United Methodist Church or the Arizona Episcopal Diocese.

Deposit Rates - July 12, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $1,000 $4,999 Learn More
Money Market
0.25% $2,000 $4,999 Learn More
Money Market
0.35% $10,000 $24,999 Learn More
Money Market
0.35% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $5,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 - Learn More
12 Mo CD
0.65% $5,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 - Learn More
24 Mo CD
0.75% $5,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 - Learn More
36 Mo CD
0.85% $5,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 - Learn More
60 Mo CD
1.01% $5,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $5 - Learn MoreShow Less

Loan Rates - July 12, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED METHODIST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,438 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are United Methodist branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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United Methodist Locations

Financial Details

United Methodist Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Methodist. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Methodist U.S. Average
1.87% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, United Methodist had $195,278 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,220,713 in net worth and $248,987 in loans loss reserves. That gives it a Texas Ratio of 1.87%.

Net Worth
United Methodist U.S. Average
11.32% 13.61%

United Methodist FCU has a net worth of 11.32% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Methodist

Branches and Savings

What is United Methodist?

A federal credit union, registered with the NCUA under certificate #5816.
Learn more about credit unions here.

Is United Methodist FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Methodist?

Please see Field of Membership information above for information on who is eligible to join.

What are United Methodist's share account and share certificate rates?

United Methodist's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Methodist?

United Methodist has total capital of $10.22 million. Full information on United Methodist's financial position is located above.

Who owns United Methodist?

Credit Unions are owned by their members.

Where are United Methodist branches located?

See branch locations nearby.

Are United Methodist ATMs Open 24/7?

Do United Methodist ATMs accept cash deposits?

Can United Methodist customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Methodist have a mobile app?

Does United Methodist have mobile deposit?

Does United Methodist have quick pay?

How can United Methodist transfer money to other banks or credit unions?

Does United Methodist report to credit bureaus?

Does United Methodist use Chexsystems?

Does United Methodist use Equifax?

What is United Methodist's toll free phone number?

What is United Methodist's ACH Routing Number?

What is United Methodist's SWIFT code?

Where can I find United Methodist's wire transfer form?

What is the United Methodist address for deposits?

What Products Does United Methodist Offer

Does United Methodist offer mortgages?

Compare mortgage rates here.

Does United Methodist offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Methodist offer auto and RV loans?

Compare auto loan rates here.

Does United Methodist offer student loans or personal loans?

Compare personal loan rates here.

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