UNITED NEIGHBORS

Headquarters

605 Coffeen St
Watertown, NY 13601
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

United Neighbors is an NCUA insured institution located in Watertown, NY. It was founded in 1954 and has approximately $4.12 millions in assets.

NCUA Insured Yes
Charter Number # # 9478
Date Established 1954
Assets $4.12 million
Loans $2.48 million
Deposits $3.92 million
Capital $0.19 million
 

Deposit Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for United Neighbors

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Advertiser Disclosure

Loan Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED NEIGHBORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.687% 2.625% 0.63 $2,015 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to UNITED NEIGHBORS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are United Neighbors branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


United Neighbors Locations


Financial Details

United Neighbors Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Neighbors. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Neighbors U.S. Average
12.78% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, United Neighbors had $42,722 in non-current loans and $0 in owned assets. To cover these potential losses it had $192,417 in net worth and $141,763 in loans loss reserves. That gives it a Texas Ratio of 12.78%.

Net Worth
United Neighbors U.S. Average
4.67% 13.61%

United Neighbors FCU has a net worth of 4.67% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Neighbors

Branches and Savings

What is United Neighbors?

A federal credit union, registered with the NCUA under certificate #9478.
Learn more about credit unions here.

Is United Neighbors FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Neighbors?

Please see Field of Membership information above for information on who is eligible to join.

What are United Neighbors's share account and share certificate rates?

United Neighbors's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Neighbors?

United Neighbors has total capital of $0.19 million. Full information on United Neighbors's financial position is located above.

Who owns United Neighbors?

Credit Unions are owned by their members.

Where are United Neighbors branches located?

See branch locations nearby.

Are United Neighbors ATMs Open 24/7?

Do United Neighbors ATMs accept cash deposits?

Can United Neighbors customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Neighbors have a mobile app?

Does United Neighbors have mobile deposit?

Does United Neighbors have quick pay?

How can United Neighbors transfer money to other banks or credit unions?

Does United Neighbors report to credit bureaus?

Does United Neighbors use Chexsystems?

Does United Neighbors use Equifax?

What is United Neighbors's toll free phone number?

What is United Neighbors's ACH Routing Number?

What is United Neighbors's SWIFT code?

Where can I find United Neighbors's wire transfer form?

What is the United Neighbors address for deposits?

What Products Does United Neighbors Offer

Does United Neighbors offer mortgages?

Compare mortgage rates here.

Does United Neighbors offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Neighbors offer auto and RV loans?

Compare auto loan rates here.

Does United Neighbors offer student loans or personal loans?

Compare personal loan rates here.

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