United States Senate Federal Credit Union

Headquarters

1310 Braddock Pl
Alexandria, VA 22314
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.40% 2.02% →
2-Year CD 0.60% 3.00% →
5-Year CD 0.70% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

United States Senate is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $1214.72 millions in assets.

Who can join?

Membership is via sponsorship or contribution.

Sponsorship by an employer
Employees of Select Employee Groups are eligible to become members. Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households.

Sponsorship by a family member or household member
A member in good standing or a current employee of a Select Employee Group may sponsor an immediate family member, as well as others in the same household. This includes:

Spouses
Immediate Family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, or adoptive relationship)
Household Members (persons living in the same residence and maintaining a single economic unit)
Organizations of people in one of the above groups

Contribution to the US Capitol Historical Society (USCHS)
As a member of the Society, either as an individual or as an employee of a member organization, you are automatically eligible to join the United States Senate Federal Credit Union. When you join the Society, apply to the Credit Union at the same time. Current members of USCHS are also invited to participate in this member offering.

NCUA Insured Yes / Federally Chartered
Charter Number # # 624
Date Established 1935
Assets $1,214.72 million
Loans $820.36 million
Deposits $1,094.48 million
Capital $115.02 million
 

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.

Deposit Rates - June 28, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 28, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for UNITED STATES SENATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
6.476% 6.375% 1.00 $2,652 $1,560 Learn More
Better.com
NMLS ID: 330511
5.579% 5.500% 0.88 $2,178 $1,420 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to UNITED STATES SENATE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are United States Senate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


United States Senate Locations



Climate Initiatives

UNITED STATES SENATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

United States Senate Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United States Senate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United States Senate U.S. Average
3.18% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, United States Senate had $3,786,875 in non-current loans and $31,525 in owned assets. To cover these potential losses it had $115,015,850 in net worth and $5,200,000 in loans loss reserves. That gives it a Texas Ratio of 3.18%.

Net Worth
United States Senate U.S. Average
9.46% 12.36%

United States Senate FCU has a net worth of 9.46% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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