United States Senate

Headquarters

2750 Eisenhower Ave
Alexandria, VA 22314
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.40% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 0.70% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

United States Senate is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $1175.36 millions in assets.

Who can join?

Membership is via sponsorship or contribution.

Sponsorship by an employer
Employees of Select Employee Groups are eligible to become members. Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households.

Sponsorship by a family member or household member
A member in good standing or a current employee of a Select Employee Group may sponsor an immediate family member, as well as others in the same household. This includes:

Spouses
Immediate Family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, or adoptive relationship)
Household Members (persons living in the same residence and maintaining a single economic unit)
Organizations of people in one of the above groups

Contribution to the US Capitol Historical Society (USCHS)
As a member of the Society, either as an individual or as an employee of a member organization, you are automatically eligible to join the United States Senate Federal Credit Union. When you join the Society, apply to the Credit Union at the same time. Current members of USCHS are also invited to participate in this member offering.

NCUA Insured Yes / Federally Chartered
Charter Number # # 624
Date Established 1935
Assets $1,175.36 million
Loans $756.12 million
Deposits $1,064.65 million
Capital $104.51 million
 

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.

Deposit Rates - July 29, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 29, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED STATES SENATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.565% 2.500% 0.88 $2,135 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to UNITED STATES SENATE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are United States Senate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


United States Senate Locations


Financial Details

United States Senate Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United States Senate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United States Senate U.S. Average
2.24% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, United States Senate had $2,575,594 in non-current loans and $31,525 in owned assets. To cover these potential losses it had $104,513,534 in net worth and $11,654,432 in loans loss reserves. That gives it a Texas Ratio of 2.24%.

Net Worth
United States Senate U.S. Average
8.89% 12.20%

United States Senate FCU has a net worth of 8.89% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United States Senate

Branches and Savings

What is United States Senate?

A federal credit union, registered with the NCUA under certificate #624.
Learn more about credit unions here.

Is United States Senate FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. United States Senate is insured by the NCUA.

Who can join United States Senate?

Please see Field of Membership information above for information on who is eligible to join.

What are United States Senate's share account and share certificate rates?

United States Senate's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United States Senate?

United States Senate has total capital of $104.51 million. Full information on United States Senate's financial position is located above.

Who owns United States Senate?

Credit Unions are owned by their members.

Where are United States Senate branches located?

See branch locations nearby.

Are United States Senate ATMs Open 24/7?

Do United States Senate ATMs accept cash deposits?

Can United States Senate customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United States Senate have a mobile app?

Does United States Senate have mobile deposit?

Does United States Senate have quick pay?

How can United States Senate transfer money to other banks or credit unions?

Does United States Senate report to credit bureaus?

Does United States Senate use Chexsystems?

Does United States Senate use Equifax?

What is United States Senate's toll free phone number?

What is United States Senate's ACH Routing Number?

What is United States Senate's SWIFT code?

Where can I find United States Senate's wire transfer form?

What is the United States Senate address for deposits?

What Products Does United States Senate Offer

Does United States Senate offer mortgages?

Compare mortgage rates here.

Does United States Senate offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United States Senate offer auto and RV loans?

Compare auto loan rates here.

Does United States Senate offer student loans or personal loans?

Compare personal loan rates here.

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