UNITED STATES SENATE

2750 Eisenhower Ave
Alexandria, VA 22314

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 624
Date Established 1935
Assets $728.60 million
Loans $599.16 million
Deposits $640.95 million
Capital $83.04 million

United States Senate is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $728.6 millions in assets.

Who can join?

Membership is via sponsorship or contribution.

Sponsorship by an employer
Employees of Select Employee Groups are eligible to become members. Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households.

Sponsorship by a family member or household member
A member in good standing or a current employee of a Select Employee Group may sponsor an immediate family member, as well as others in the same household. This includes:

Spouses
Immediate Family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, or adoptive relationship)
Household Members (persons living in the same residence and maintaining a single economic unit)
Organizations of people in one of the above groups

Contribution to the US Capitol Historical Society (USCHS)
As a member of the Society, either as an individual or as an employee of a member organization, you are automatically eligible to join the United States Senate Federal Credit Union. When you join the Society, apply to the Credit Union at the same time. Current members of USCHS are also invited to participate in this member offering.

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.

Deposit Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.96% $2,000 $9,999 Learn MoreShow Less
Money Market
1.02% $10,000 $19,999 Learn MoreShow Less
Money Market
1.07% $20,000 $39,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.39% $1,000 $19,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.16% $1,000 $19,999 Learn MoreShow Less
1.67% $1,000 $19,999 Learn MoreShow Less
2.39% $1,000 $19,999 Learn MoreShow Less
2.39% $1,000 $19,999 Learn MoreShow Less
2.59% $1,000 $19,999 Learn MoreShow Less
2.59% $1,000 $19,999 Learn MoreShow Less
2.80% $1,000 $19,999 Learn MoreShow Less
3.06% $1,000 $19,999 Learn MoreShow Less
3.56% $1,000 $19,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.86% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.30% $2,000 - Learn MoreShow Less

Loan Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITED STATES SENATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to UNITED STATES SENATE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are United States Senate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United States Senate Locations

Financial Details

United States Senate Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United States Senate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United States Senate U.S. Average
1.88% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, United States Senate had $1,169,623 in non-current loans and $542,510 in owned assets. To cover these potential losses it had $83,044,027 in net worth and $8,100,000 in loans loss reserves. That gives it a Texas Ratio of 1.88%.

Net Worth
United States Senate U.S. Average
11.39% 13.21%

United States Senate FCU has a net worth of 11.39% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of UNITED STATES SENATE and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.