United States Senate Federal Credit Union


1310 Braddock Pl
Alexandria, VA 22314
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 4.39% 5.41% →
2-Year CD 5.28% 5.25% →
5-Year CD 4.18% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

United States Senate is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $1460.4 millions in assets.

Who can join?

Membership is via sponsorship or contribution.

Sponsorship by an employer
Employees of Select Employee Groups are eligible to become members. Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households.

Sponsorship by a family member or household member
A member in good standing or a current employee of a Select Employee Group may sponsor an immediate family member, as well as others in the same household. This includes:

Immediate Family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, or adoptive relationship)
Household Members (persons living in the same residence and maintaining a single economic unit)
Organizations of people in one of the above groups

Contribution to the US Capitol Historical Society (USCHS)
As a member of the Society, either as an individual or as an employee of a member organization, you are automatically eligible to join the United States Senate Federal Credit Union. When you join the Society, apply to the Credit Union at the same time. Current members of USCHS are also invited to participate in this member offering.

NCUA Insured Yes / Federally Chartered
Charter Number # # 624
Date Established 1935
Assets $1,460.40 million
Loans $1,161.16 million
Deposits $1,336.97 million
Capital $122.21 million

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.

Deposit Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $5 - Learn More
Money Market
1.01% $2,000 $9,999 Learn More
Money Market
1.06% $10,000 $19,999 Learn More
Money Market
1.11% $20,000 $39,999 Learn More
Money Market
1.16% $40,000 $74,999 Learn More
Money Market
1.21% $75,000 $99,999 Learn More
Money Market
1.26% $100,000 $149,999 Learn More
Money Market
1.31% $150,000 $249,999 Learn More
Money Market
1.36% $250,000 $499,999 Learn More
Money Market
1.41% $500,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Months
3.05% $1,000 $99,999 Learn More
3 Months
3.10% $100,000 $199,999 Learn More
3 Months Plus Jumbo
3.15% $200,000 - Learn More
6 Months
3.92% $1,000 $99,999 Learn More
6 Months
3.87% $100,000 $199,999 Learn More
6 Months Plus Jumbo
3.92% $200,000 - Learn More
12 Months
4.34% $1,000 $99,999 Learn More
12 Months
4.39% $100,000 $199,999 Learn More
12 Months Plus Jumbo
4.18% $200,000 - Learn More
24 Months
4.08% $1,000 $99,999 Learn More
24 Months
4.13% $100,000 $199,999 Learn More
24 Months Plus Jumbo
5.28% $200,000 - Learn More
36 Months
4.08% $1,000 $99,999 Learn More
36 Months
4.13% $100,000 $199,999 Learn More
36 Months Plus Jumbo
4.18% $200,000 - Learn More
48 Months
4.08% $1,000 $99,999 Learn More
48 Months
4.13% $100,000 $199,999 Learn More
48 Months Plus Jumbo
4.18% $200,000 - Learn More
60 Months
4.08% $1,000 $99,999 Learn More
60 Months
4.13% $100,000 $199,999 Learn More
60 Months Plus Jumbo
4.18% $200,000 - Learn More
Int Checking Rates APY MIN MAX
Gold Source
0.05% $2,000 - Learn MoreShow Less

Loan Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for United States Senate

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.638% 6.500% 0.88 $4,602 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.967% 6.875% 0.75 $2,988 $2,103 Learn More
NMLS ID: 1907
7.065% 6.875% 1.00 $6,202 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to United States Senate
To upload and update your bank's rates please register. It is free to register and add rates.


Below are United States Senate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

United States Senate Locations

Climate Policy and Initiatives

UNITED STATES SENATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your BestCashCow account


Financial Details

United States Senate Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United States Senate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United States Senate U.S. Average
4.12% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, United States Senate had $5,330,151 in non-current loans and $31,525 in owned assets. To cover these potential losses it had $122,206,570 in net worth and $7,918,000 in loans loss reserves. That gives it a Texas Ratio of 4.12%.

Net Worth
United States Senate U.S. Average
8.37% 13.62%

United States Senate FCU has a net worth of 8.37% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for United States Senate

There are currently no comments for UNITED STATES SENATE. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

or use your BestCashCow account