UNITED TRADES

Headquarters

PO BOX 2293
Tualatin, OR 97062
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 0.91% →
1-Year CD 1.75% 0.85% →
2-Year CD 1.75% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

United Trades is an NCUA insured institution located in Tualatin, OR. It was founded in 1955 and has approximately $44.74 millions in assets.

NCUA Insured Yes
Charter Number # # 10442
Date Established 1955
Assets $44.74 million
Loans $31.78 million
Deposits $38.83 million
Capital $5.46 million
 

Deposit Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
Special: 12 Mo CD
1.75% $1,000 - Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
Special: 24 Mo CD
1.75% $50,000 - Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED TRADES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.687% 2.625% 0.63 $2,015 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to UNITED TRADES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are United Trades branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


United Trades Locations


Financial Details

United Trades Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Trades. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Trades U.S. Average
6.69% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, United Trades had $364,661 in non-current loans and $14,900 in owned assets. To cover these potential losses it had $5,461,704 in net worth and $213,054 in loans loss reserves. That gives it a Texas Ratio of 6.69%.

Net Worth
United Trades U.S. Average
12.2% 13.61%

United Trades FCU has a net worth of 12.2% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Trades

Branches and Savings

What is United Trades?

A federal credit union, registered with the NCUA under certificate #10442.
Learn more about credit unions here.

Is United Trades FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Trades?

Please see Field of Membership information above for information on who is eligible to join.

What are United Trades's share account and share certificate rates?

United Trades's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Trades?

United Trades has total capital of $5.46 million. Full information on United Trades's financial position is located above.

Who owns United Trades?

Credit Unions are owned by their members.

Where are United Trades branches located?

See branch locations nearby.

Are United Trades ATMs Open 24/7?

Do United Trades ATMs accept cash deposits?

Can United Trades customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Trades have a mobile app?

Does United Trades have mobile deposit?

Does United Trades have quick pay?

How can United Trades transfer money to other banks or credit unions?

Does United Trades report to credit bureaus?

Does United Trades use Chexsystems?

Does United Trades use Equifax?

What is United Trades's toll free phone number?

What is United Trades's ACH Routing Number?

What is United Trades's SWIFT code?

Where can I find United Trades's wire transfer form?

What is the United Trades address for deposits?

What Products Does United Trades Offer

Does United Trades offer mortgages?

Compare mortgage rates here.

Does United Trades offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Trades offer auto and RV loans?

Compare auto loan rates here.

Does United Trades offer student loans or personal loans?

Compare personal loan rates here.

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