UNIVERSITY FIRST

PO BOX 58025
Salt Lake City, UT 84158

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24710
Date Established 1956
Assets $1,007.68 million
Loans $862.48 million
Deposits $891.30 million
Capital $108.35 million

University First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1956 and has approximately $1007.68 millions in assets.

Who can join?

In order to become a member of the University Credit Union, at the time of application you must meet one of the following requirements:

Live, work, attend school, worship, or volunteer in Salt Lake County

Immediate family member* of an existing or eligible member

Employee of the University Credit Union

*Immediate family member is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

Field of Membership Restrictions

Membership in University First Federal Credit Union is open to those who live, work, attend school, worship, or volunteer in Salt Lake County and their family members.

Deposit Rates - December 10, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1 $4,999 Learn MoreShow Less
Money Market
0.35% $10,000 $19,999 Learn MoreShow Less
Money Market
0.50% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.50% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.50% $1,000 - Learn MoreShow Less
12 Mo CD
2.50% $1,000 - Learn MoreShow Less
18 Mo CD
2.65% $1,000 - Learn MoreShow Less
24 Mo CD
2.75% $1,000 - Learn MoreShow Less
30 Mo CD
2.85% $1,000 - Learn MoreShow Less
36 Mo CD
3.15% $1,000 - Learn MoreShow Less
48 Mo CD
3.25% $1,000 - Learn MoreShow Less
60 Mo CD
3.51% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $4,999 Learn MoreShow Less

Loan Rates - December 10, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for UNIVERSITY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Vantage Mortgage Group, Inc.
NMLS ID: 35986
License#: 35986
4.783% 4.750% 0.00 $993 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Ally Bank
NMLS ID: 181005
4.802% 4.750% 0.25 $1,579 $1,305 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to UNIVERSITY FIRST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are University First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


University First Locations

Financial Details

University First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University First U.S. Average
7.21% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, University First had $6,739,766 in non-current loans and $1,564,966 in owned assets. To cover these potential losses it had $108,350,151 in net worth and $6,906,965 in loans loss reserves. That gives it a Texas Ratio of 7.21%.

Net Worth
University First U.S. Average
10.75% 13.21%

University First FCU has a net worth of 10.75% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On University First

What is University First?

A federal credit union, registered with the NCUA under certificate #24710.
Learn more about credit unions here.

Is University First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join University First?

Please see Field of Membership information above for information on who is eligible to join.

What are University First's share account and share certificate rates?

University First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is University First?

University First has total capital of $108.35 million. Full information on University First's financial position is located above.

Who owns University First?

Credit Unions are owned by their members.

Where are University First branches located?

See branch locations nearby.

Are University First ATMs Open 24/7?

Do University First ATMs accept cash deposits?

Can University First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does University First have a mobile app?

Does University First have mobile deposit?

Does University First have quick pay?

How can University First transfer money to other banks or credit unions?

Does University First report to credit bureaus?

Does University First use Chexsystems?

Does University First use Equifax?

What is University First's toll free phone number?

What is University First's ACH Routing Number?

What is University First's SWIFT code?

Where can I find University First's wire transfer form?

What is the University First address for deposits?

What Products Does University First Offer

Does University First offer mortgages?

Compare mortgage rates here.

Does University First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does University First offer auto and RV loans?

Compare auto loan rates here.

Does University First offer student loans or personal loans?

Compare personal loan rates here.

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