PO BOX 58025
Salt Lake City, UT 84158


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24710
Date Established 1956
Assets $1,007.68 million
Loans $862.48 million
Deposits $891.30 million
Capital $108.35 million

University First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1956 and has approximately $1007.68 millions in assets.

Who can join?

In order to become a member of the University Credit Union, at the time of application you must meet one of the following requirements:

Live, work, attend school, worship, or volunteer in Salt Lake County

Immediate family member* of an existing or eligible member

Employee of the University Credit Union

*Immediate family member is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

Field of Membership Restrictions

Membership in University First Federal Credit Union is open to those who live, work, attend school, worship, or volunteer in Salt Lake County and their family members.

Deposit Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1 $4,999 Learn MoreShow Less
Money Market
0.35% $10,000 $19,999 Learn MoreShow Less
Money Market
0.50% $20,000 $49,999 Learn MoreShow Less
Fixed IRA
2.60% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.50% $1,000 - Learn MoreShow Less
12 Mo CD
2.60% $1,000 - Learn MoreShow Less
18 Mo CD
2.65% $1,000 - Learn MoreShow Less
24 Mo CD
2.75% $1,000 - Learn MoreShow Less
30 Mo CD
2.85% $1,000 - Learn MoreShow Less
36 Mo CD
3.15% $1,000 - Learn MoreShow Less
48 Mo CD
3.25% $1,000 - Learn MoreShow Less
60 Mo CD
3.51% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $1 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $4,999 Learn MoreShow Less

Loan Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNIVERSITY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are University First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

University First Locations

Map Example

Financial Details

University First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University First U.S. Average
7.21% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, University First had $6,739,766 in non-current loans and $1,564,966 in owned assets. To cover these potential losses it had $108,350,151 in net worth and $6,906,965 in loans loss reserves. That gives it a Texas Ratio of 7.21%.

Net Worth
University First U.S. Average
10.75% 13.21%

University First FCU has a net worth of 10.75% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for UNIVERSITY FIRST

There are currently no comments for UNIVERSITY FIRST. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →

*All images, logos and public notes on this page appear courtesy of UNIVERSITY FIRST and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.