University Of Illinois Community Credit Union
Headquarters
Po Box 500
Champaign, IL 61824
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2024 Overview
General Credit Union Information
University Of Illinois Community is an NCUA insured institution located in Champaign, IL. It was founded in 1932 and has approximately $649.8 millions in assets.
Who can join?
The credit union serves the University of Illinois community as well as anyone who lives or works within Champaign County. If you belong to one or more of these groups, you're eligible to join the credit union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60583 |
| Date Established | 1932 |
| Assets | $649.80 million |
| Loans | $538.52 million |
| Deposits | $559.52 million |
| Capital | $60.52 million |
Field of Membership Restrictions
Membership is open to those who live or work in Ford, Champaign, Douglas, Piatt and Vermilion Counties in Illinois. Membership is also open to students and employees of the University of Illinois at Urbana-Champaign and their allied agencies, employees and retirees of Illinois Bell Telephone Company, Ameritech and its subsidiaries, AT&T Communications, AT&T Information Systems, AT&T Communications, Lucent Technologies, Illinois state agencies and federal agencies in Urbana/Champaign, ny member of the International Brotherhood of Electrical Workers of Local 601, University of Illinois Research Park and Employees of tenant companies.
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University Of Illinois Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
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NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to University Of Illinois Community
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Branches
Below are University Of Illinois Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNIVERSITY OF ILLINOIS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
University Of Illinois Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University Of Illinois Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University Of Illinois Community | U.S. Average |
|---|---|
| 8.34% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, University Of Illinois Community had $5,279,670 in non-current loans and $53,000 in owned assets. To cover these potential losses it had $60,521,286 in net worth and $3,445,425 in loans loss reserves. That gives it a Texas Ratio of 8.34%.
Net Worth
| University Of Illinois Community | U.S. Average |
|---|---|
| 9.35% | 13.62% |
University Of Illinois Community FCU has a net worth of 9.35% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University Of Illinois Community
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