GREENSTATE

PO BOX 800
North Liberty, IA 52317

Phone: 1-800-397-3790

Notable Rates APY Vs.Others
Savings 0.05% 2.30% →
1-Year CD 0.45% 2.25% →
2-Year CD 0.55% 2.65% →
5-Year CD 1.10% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Greenstate is an NCUA insured institution located in North Liberty, IA. It was founded in 1938 and has approximately $5618.86 millions in assets.

Who can join?

You can join if you live or work in one of the following counties in Iowa: Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Delaware, Des Moines, Dubuque, Fayette, Franklin, Grundy, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, or Wright.

You can join if you are an alumni of the University of Iowa.

You can join if you are related to a current member.

NCUA Insured Yes
Charter Number # # 60269
Date Established 1938
Assets $5,618.86 million
Loans $5,170.04 million
Deposits $4,320.05 million
Capital $510.20 million
 

Field of Membership Restrictions

Membership in University of Iowa Community Credit Union is open to those who live or work in Adair, Black Hawk, Benton, Boone, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Franklin, Greene, Grundy, Guthrie, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, and Wright Counties in Iowa or Henry, Knox, Mercer, or Rock Island Counties in Illinois.

Deposit Rates - December 11, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $10,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.40% $100 $99,999 Learn MoreShow Less
Special: 13 Mo FIRA
2.10% $100 - Learn MoreShow Less
Special: 13 Mo FIRA
2.15% $100 - Learn MoreShow Less
Special: 13 Mo FIRA
2.20% $100 - Learn MoreShow Less
Special: 19 Mo FIRA
2.25% $100 - Learn MoreShow Less
Special: 19 Mo FIRA
2.15% $100 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.20% $500 $99,999 Learn MoreShow Less
3 Mo CD
0.25% $100,000 - Learn MoreShow Less
0.20% $500 $99,999 Learn MoreShow Less
6 Mo CD
0.25% $100,000 - Learn MoreShow Less
0.40% $500 $99,999 Learn MoreShow Less
12 Mo CD
0.45% $100,000 - Learn MoreShow Less
Special: 13 Mo CD
2.10% $1,000 $99,999 Learn MoreShow Less
Special: 13 Mo CD
2.15% $1,000 $99,999 Learn MoreShow Less
Special: 13 Mo CD
2.20% $100,000 - Learn MoreShow Less
0.50% $500 $99,999 Learn MoreShow Less
Special: 19 Mo CD
2.15% $1,000 $99,999 Learn MoreShow Less
Special: 19 Mo CD
2.25% $1,000 - Learn MoreShow Less
Special: 19 Mo CD
2.20% $100,000 - Learn MoreShow Less
Special: 19 Mo CD
2.30% $100,000 - Learn MoreShow Less
0.50% $500 $99,999 Learn MoreShow Less
24 Mo CD
0.55% $100,000 - Learn MoreShow Less
0.65% $500 $99,999 Learn MoreShow Less
0.65% $500 $99,999 Learn MoreShow Less
0.85% $500 $99,999 Learn MoreShow Less
1.10% $500 $99,999 Learn MoreShow Less
60 Mo CD
1.10% $500 $99,999 Learn MoreShow Less
Checking Rates APY MIN FEE
R2 Checking 2.25% $0 $0.00 Learn MoreShow Less

Loan Rates - December 11, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for GREENSTATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.625% 3.625% -0.13 ($242) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.633% 3.625% 0.13 $248 $1,141 Learn More
Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972
3.649% 3.625% -0.13 $776 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to GREENSTATE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Greenstate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Greenstate Locations


Financial Details

Greenstate Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greenstate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greenstate U.S. Average
6.50% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Greenstate had $34,364,626 in non-current loans and $998,867 in owned assets. To cover these potential losses it had $510,197,272 in net worth and $34,185,276 in loans loss reserves. That gives it a Texas Ratio of 6.50%.

Net Worth
Greenstate U.S. Average
9.08% 13.65%

Greenstate FCU has a net worth of 9.08% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greenstate

Branches and Savings

What is Greenstate?

A federal credit union, registered with the NCUA under certificate #60269.
Learn more about credit unions here.

Is Greenstate FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greenstate?

Please see Field of Membership information above for information on who is eligible to join.

What are Greenstate's share account and share certificate rates?

Greenstate's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greenstate?

Greenstate has total capital of $510.20 million. Full information on Greenstate's financial position is located above.

Who owns Greenstate?

Credit Unions are owned by their members.

Where are Greenstate branches located?

See branch locations nearby.

Are Greenstate ATMs Open 24/7?

Do Greenstate ATMs accept cash deposits?

Can Greenstate customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greenstate have a mobile app?

Does Greenstate have mobile deposit?

Does Greenstate have quick pay?

How can Greenstate transfer money to other banks or credit unions?

Does Greenstate report to credit bureaus?

Does Greenstate use Chexsystems?

Does Greenstate use Equifax?

What is Greenstate's toll free phone number?

What is Greenstate's ACH Routing Number?

What is Greenstate's SWIFT code?

Where can I find Greenstate's wire transfer form?

What is the Greenstate address for deposits?

What Products Does Greenstate Offer

Does Greenstate offer mortgages?

Compare mortgage rates here.

Does Greenstate offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greenstate offer auto and RV loans?

Compare auto loan rates here.

Does Greenstate offer student loans or personal loans?

Compare personal loan rates here.

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