UNIVERSITY OF IOWA COMMUNITY

PO Box 800
North Liberty, IA 52317

Phone: 1-800-397-3790

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60269
Date Established 1938
Assets $5,383.60 million
Loans $5,031.46 million
Deposits $4,195.37 million
Capital $488.90 million

University Of Iowa Community is an NCUA insured institution located in North Liberty, IA. It was founded in 1938 and has approximately $5383.6 millions in assets.

Who can join?

You can join if you live or work in one of the following counties in Iowa: Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Delaware, Des Moines, Dubuque, Fayette, Franklin, Grundy, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, or Wright.

You can join if you are an alumni of the University of Iowa.

You can join if you are related to a current member.

Field of Membership Restrictions

Membership in University of Iowa Community Credit Union is open to those who live or work in Adair, Black Hawk, Benton, Boone, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Franklin, Greene, Grundy, Guthrie, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, and Wright Counties in Iowa or Henry, Knox, Mercer, or Rock Island Counties in Illinois.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $10,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.40% $100 $99,999 Learn MoreShow Less
Special: 11 Mo FIRA
2.50% $1,000 $99,999 Learn MoreShow Less
Special: 11 Mo FIRA
2.45% $1,000 - Learn MoreShow Less
Special: 11 Mo FIRA
2.55% $100,000 - Learn MoreShow Less
Special: 17 Mo FIRA
2.60% $1,000 - Learn MoreShow Less
Special: 17 Mo FIRA
2.65% $100,000 - Learn MoreShow Less
Special: 17 Mo FIRA
2.70% $100,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.20% $500 $99,999 Learn MoreShow Less
0.30% $100,000 $249,999 Learn MoreShow Less
0.20% $500 $99,999 Learn MoreShow Less
0.30% $100,000 $249,999 Learn MoreShow Less
Special: 11 Mo CD
2.45% $1,000 - Learn MoreShow Less
Special: 11 Mo CD
2.55% $100,000 - Learn MoreShow Less
Special: 11 Mo CD
2.50% $100,000 - Learn MoreShow Less
0.40% $500 $99,999 Learn MoreShow Less
0.50% $100,000 $249,999 Learn MoreShow Less
Special: 17 Mo CD
2.65% $1,000 $99,999 Learn MoreShow Less
Special: 17 Mo CD
2.60% $1,000 - Learn MoreShow Less
Special: 17 Mo CD
2.70% $100,000 - Learn MoreShow Less
0.50% $500 $99,999 Learn MoreShow Less
0.50% $500 $99,999 Learn MoreShow Less
0.60% $100,000 $249,999 Learn MoreShow Less
0.65% $500 $99,999 Learn MoreShow Less
0.65% $500 $99,999 Learn MoreShow Less
0.85% $500 $99,999 Learn MoreShow Less
1.10% $500 $99,999 Learn MoreShow Less
Checking Rates APY MIN FEE
R2 Checking 2.25% $0 $0.00 Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNIVERSITY OF IOWA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to UNIVERSITY OF IOWA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are University Of Iowa Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


University Of Iowa Community Locations


Financial Details

University Of Iowa Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University Of Iowa Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University Of Iowa Community U.S. Average
8.87% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, University Of Iowa Community had $45,808,774 in non-current loans and $465,310 in owned assets. To cover these potential losses it had $488,898,148 in net worth and $32,936,945 in loans loss reserves. That gives it a Texas Ratio of 8.87%.

Net Worth
University Of Iowa Community U.S. Average
9.08% 13.47%

University Of Iowa Community FCU has a net worth of 9.08% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About University Of Iowa Community

Branches and Savings

What is University Of Iowa Community?

A federal credit union, registered with the NCUA under certificate #60269.
Learn more about credit unions here.

Is University Of Iowa Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join University Of Iowa Community?

Please see Field of Membership information above for information on who is eligible to join.

What are University Of Iowa Community's share account and share certificate rates?

University Of Iowa Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is University Of Iowa Community?

University Of Iowa Community has total capital of $488.90 million. Full information on University Of Iowa Community's financial position is located above.

Who owns University Of Iowa Community?

Credit Unions are owned by their members.

Where are University Of Iowa Community branches located?

See branch locations nearby.

Are University Of Iowa Community ATMs Open 24/7?

Do University Of Iowa Community ATMs accept cash deposits?

Can University Of Iowa Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does University Of Iowa Community have a mobile app?

Does University Of Iowa Community have mobile deposit?

Does University Of Iowa Community have quick pay?

How can University Of Iowa Community transfer money to other banks or credit unions?

Does University Of Iowa Community report to credit bureaus?

Does University Of Iowa Community use Chexsystems?

Does University Of Iowa Community use Equifax?

What is University Of Iowa Community's toll free phone number?

What is University Of Iowa Community's ACH Routing Number?

What is University Of Iowa Community's SWIFT code?

Where can I find University Of Iowa Community's wire transfer form?

What is the University Of Iowa Community address for deposits?

What Products Does University Of Iowa Community Offer

Does University Of Iowa Community offer mortgages?

Compare mortgage rates here.

Does University Of Iowa Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does University Of Iowa Community offer auto and RV loans?

Compare auto loan rates here.

Does University Of Iowa Community offer student loans or personal loans?

Compare personal loan rates here.

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