UNIVERSITY OF KENTUCKY

1730 Alysheba Way
Lexington, KY 40509

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 2.05% 2.25% →
2-Year CD 2.30% 2.30% →
5-Year CD 2.75% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

University Of Kentucky is an NCUA insured institution located in Lexington, KY. It was founded in 1937 and has approximately $929.8 millions in assets.

Who can join?

You are eligible for membership if you, an immediate family member, or a household member is part of a select group or organization. (Family members and household members do not have to be members for you to be eligible)

NCUA Insured Yes
Charter Number # # 24165
Date Established 1937
Assets $929.80 million
Loans $715.05 million
Deposits $794.86 million
Capital $102.02 million
 

Field of Membership Restrictions

Membership in University Of Kentucky Federal Credit Union is open to students and faculty of the University of Kentucky, members of select alumni associations, and other select groups. Membership is also extended to individuals who live, work, worship, or attend school in portions of the greater Lexington area.

Deposit Rates - January 23, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $1,000 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $1,000 - Learn MoreShow Less
6 Mo CD
1.35% $1,000 - Learn MoreShow Less
2.00% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
2.05% $100,000 - Learn MoreShow Less
2.05% $1,000 $99,999 Learn MoreShow Less
18 Mo CD
2.10% $100,000 - Learn MoreShow Less
2.25% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
2.30% $100,000 - Learn MoreShow Less
2.40% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
2.45% $100,000 - Learn MoreShow Less
2.55% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
2.60% $100,000 - Learn MoreShow Less
2.70% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
2.75% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 - Learn MoreShow Less

Loan Rates - January 23, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNIVERSITY OF KENTUCKY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Prime Choice Funding Inc
NMLS ID: 117375
License#: MC-5862
3.562% 3.500% 0.13 $1,948 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to UNIVERSITY OF KENTUCKY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are University Of Kentucky branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


University Of Kentucky Locations


Financial Details

University Of Kentucky Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University Of Kentucky. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University Of Kentucky U.S. Average
7.71% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, University Of Kentucky had $8,512,332 in non-current loans and $18,399 in owned assets. To cover these potential losses it had $102,024,639 in net worth and $8,647,501 in loans loss reserves. That gives it a Texas Ratio of 7.71%.

Net Worth
University Of Kentucky U.S. Average
10.97% 13.65%

University Of Kentucky FCU has a net worth of 10.97% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About University Of Kentucky

Branches and Savings

What is University Of Kentucky?

A federal credit union, registered with the NCUA under certificate #24165.
Learn more about credit unions here.

Is University Of Kentucky FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join University Of Kentucky?

Please see Field of Membership information above for information on who is eligible to join.

What are University Of Kentucky's share account and share certificate rates?

University Of Kentucky's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is University Of Kentucky?

University Of Kentucky has total capital of $102.02 million. Full information on University Of Kentucky's financial position is located above.

Who owns University Of Kentucky?

Credit Unions are owned by their members.

Where are University Of Kentucky branches located?

See branch locations nearby.

Are University Of Kentucky ATMs Open 24/7?

Do University Of Kentucky ATMs accept cash deposits?

Can University Of Kentucky customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does University Of Kentucky have a mobile app?

Does University Of Kentucky have mobile deposit?

Does University Of Kentucky have quick pay?

How can University Of Kentucky transfer money to other banks or credit unions?

Does University Of Kentucky report to credit bureaus?

Does University Of Kentucky use Chexsystems?

Does University Of Kentucky use Equifax?

What is University Of Kentucky's toll free phone number?

What is University Of Kentucky's ACH Routing Number?

What is University Of Kentucky's SWIFT code?

Where can I find University Of Kentucky's wire transfer form?

What is the University Of Kentucky address for deposits?

What Products Does University Of Kentucky Offer

Does University Of Kentucky offer mortgages?

Compare mortgage rates here.

Does University Of Kentucky offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does University Of Kentucky offer auto and RV loans?

Compare auto loan rates here.

Does University Of Kentucky offer student loans or personal loans?

Compare personal loan rates here.

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