PO BOX 529
Crossville, TN 38557
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Upper Cumberland is an NCUA insured institution located in Crossville, TN. It was founded in 1935 and has approximately $77.98 millions in assets.

NCUA Insured Yes
Charter Number # # 832
Date Established 1935
Assets $77.98 million
Loans $52.17 million
Deposits $70.21 million
Capital $7.50 million

Field of Membership Restrictions

Membership is open to those who live or work in Bledsoe, Cumberland or Fentress, Putnam, or White Counties.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UPPER CUMBERLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Upper Cumberland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Upper Cumberland Locations

Financial Details

Upper Cumberland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Upper Cumberland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Upper Cumberland U.S. Average
3.32% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Upper Cumberland had $202,711 in non-current loans and $57,859 in owned assets. To cover these potential losses it had $7,495,864 in net worth and $360,093 in loans loss reserves. That gives it a Texas Ratio of 3.32%.

Net Worth
Upper Cumberland U.S. Average
9.96% 13.61%

Upper Cumberland FCU has a net worth of 9.96% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Upper Cumberland

Branches and Savings

What is Upper Cumberland?

A federal credit union, registered with the NCUA under certificate #832.
Learn more about credit unions here.

Is Upper Cumberland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Upper Cumberland?

Please see Field of Membership information above for information on who is eligible to join.

What are Upper Cumberland's share account and share certificate rates?

Upper Cumberland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Upper Cumberland?

Upper Cumberland has total capital of $7.50 million. Full information on Upper Cumberland's financial position is located above.

Who owns Upper Cumberland?

Credit Unions are owned by their members.

Where are Upper Cumberland branches located?

See branch locations nearby.

Are Upper Cumberland ATMs Open 24/7?

Do Upper Cumberland ATMs accept cash deposits?

Can Upper Cumberland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Upper Cumberland have a mobile app?

Does Upper Cumberland have mobile deposit?

Does Upper Cumberland have quick pay?

How can Upper Cumberland transfer money to other banks or credit unions?

Does Upper Cumberland report to credit bureaus?

Does Upper Cumberland use Chexsystems?

Does Upper Cumberland use Equifax?

What is Upper Cumberland's toll free phone number?

What is Upper Cumberland's ACH Routing Number?

What is Upper Cumberland's SWIFT code?

Where can I find Upper Cumberland's wire transfer form?

What is the Upper Cumberland address for deposits?

What Products Does Upper Cumberland Offer

Does Upper Cumberland offer mortgages?

Compare mortgage rates here.

Does Upper Cumberland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Upper Cumberland offer auto and RV loans?

Compare auto loan rates here.

Does Upper Cumberland offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Upper Cumberland

There are currently no comments for Upper Cumberland. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →